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  • Space Coast Credit Union - Banking that Protects Your Future Now

Loan, Credit Card & Deposit Rates
 
 
 
 
 
 
 
 


Effective date August 2, 2018

 
 
 
 
 
 
 
 
Type
(Minimum loan amount)
Payment Period Auto Loan Purchase
APR* 'as low as'
Auto Loan Refinance.
APR* 'as low as'
New AND Used Vehicles;
Model Years 2015 - 2019
Up to 36 months 2.39% 1.89%
New AND Used Vehicles;
Model Years 2015 - 2019
Up to 48 months 3.39% 2.89%
New AND Used Vehicles;
Model Years 2015 - 2019
($10,000 minimum)
Up to 60 months 3.54% 3.04%
New AND Used Vehicles;
Model Years 2015 - 2019
($10,000 minimum)
Up to 66 months 3.59% 3.09%
New AND Used Vehicles;
Model Years 2015 - 2019
($12,000 minimum)
Up to 72 months 3.74% 3.24%
New AND Used Vehicles;
Model Years 2015 - 2019
($15,000 minimum)
75 months 4.14% 3.64%
New AND Used Vehicles;
Model Years 2015 - 2019
($25,000 minimum)
78 months 4.39% 3.89%
New AND Used Vehicles;
Model Years 2012 - 2014
Up to 36 months 3.49% 2.99%
New AND Used Vehicles;
Model Years 2012 - 2014
Up to 48 months 3.69% 3.19%
New AND Used Vehicles;
Model Years 2012 - 2014
($10,000 minimum)
Up to 60 months 3.74% 3.24%
New AND Used Vehicles;
Model Years 2012 - 2014
($10,000 minimum)
Up to 66 months 3.84% 3.34%
New AND Used Vehicles;
Model Years 2012 - 2014
($12,000 minimum)
Up to 72 months 4.39% 3.89%
New AND Used Vehicles;
Model Years 2012 - 2014
($15,000 minimum)
75 months 4.64% 4.14%
New AND Used Vehicles;
Model Years 2011 & Older
Up to 36 months 4.49% 3.99%
New AND Used Vehicles;
Model Years 2011 & Older
Up to 48 months 4.64% 4.14%
New AND Used Vehicles;
Model Years 2011 & Older
($10,000 minimum)
Up to 60 months 4.94% 4.44%
New AND Used Vehicles;
Model Years 2011 & Older
($10,000 minimum)
Up to 66 months 5.39% 4.89%
*APR = Annual Percentage Rate. Rates are subject to change without notice.
 
  • Term
     
    Model Year 2015-2019
    Annual Percentage Rate
         Payment Per $1,000   
    1-36 months
    (Auto Loan Purchase)
    2.39% $28.81
    1-36 months
    (Auto Loan Refinance)
    1.89% $28.59
    48 months 
    (Auto Loan Purchase)
    3.39% $22.31
    48 months 
    (Auto Loan Refinance)
    2.89% $22.09
    60 months 
    (Auto Loan Purchase)
    3.54% $18.21
    60 months 
    (Auto Loan Refinance)
    3.04% $17.99
    66 months 
    (Auto Loan Purchase)
    3.59% $16.72
    66 months 
    (Auto Loan Refinance)
    3.09% $16.49
    72 months 
    (Auto Loan Purchase)
    3.74% $15.53
    72 months 
    (Auto Loan Refinance)
    3.24% $15.30
    75 months 
    (Auto Loan Purchase)
    4.14% $15.16
    75 months 
    (Auto Loan Refinance)
    3.64% $14.93
    78 months 
    (Auto Loan Purchase)
    4.39% $14.76
    78 months
    (Auto Loan Refinance)
    3.89% $14.53
    Payments quoted are estimated monthly payments quoted per $1,000 borrowed for maximum term shown.

    Term
     
    Model Year 2012-2014
    Annual Percentage Rate
         Payment Per $1,000   
    1-36 MONTHS
    (Auto Loan Purchase)
    3.49% $29.30
    1-36 MONTHS
    (Auto Loan Refinance)
    2.99% $29.08
    48 MONTHS
    (Auto Loan Purchase)
    3.69% $22.44
    48 MONTHS
    (Auto Loan Refinance)
    3.19% $22.22
    60 MONTHS
    (Auto Loan Purchase)
    3.74% $18.30
    60 MONTHS
    (Auto Loan Refinance)
    3.24% $18.08
    66 MONTHS
    (Auto Loan Purchase)
    3.84% $16.72
    66 MONTHS
    (Auto Loan Refinance)
    3.34% $16.61
    72 MONTHS
    (Auto Loan Purchase)
    4.39% $15.82
    72 MONTHS
    (Auto Loan Refinance)
    3.89% $15.60
    75 months 
    (Auto Loan Purchase)
    4.64% $15.39
    75 months 
    (Auto Loan Refinance)
    4.14% $15.16
    Payments quoted are estimated monthly payments quoted per $1,000 borrowed for maximum term shown.

    Term
     
    Model Year 2011 & Older
    Annual Percentage Rate
         Payment Per $1,000   
    1-36 months
    (Auto Loan Purchase)
    4.49% $29.74
    1-36 months
    (Auto Loan Refinance)
    3.99% $29.52
    48 months
    (Auto Loan Purchase)
    4.64% $22.87
    48 months
    (Auto Loan Refinance)
    4.14% $22.64
    60 months
    (Auto Loan Purchase)
    4.94% $18.84
    60 months
    (Auto Loan Refinance)
    4.44% $18.62
    66 months
    (Auto Loan Purchase)
    5.39% $17.54
    66 months
    (Auto Loan Refinance)
    4.89% $17.31
    Payments quoted are estimated monthly payments quoted per $1,000 borrowed for maximum term shown.

    AUTO LOAN RATES
    Loan interest rates and available terms are based on your credit quality, term, model year, loan to value ratio, and our usual credit criteria apply. Your rate may be different. All rates shown are fixed rate loans.

    New and Pre-Owned/Used Cars: Rates may vary based on member qualifications and credit criteria. All rates and conditions subject to change.


Alternative Vehicle Rates

Effective date Nov. 1, 2018
 

 
 
 
 
 
 
 
 
Type Payment Period Annual Percentage Rate 'as low as'
Motorcycles and Scooters 2015 - 2019 36 months
Term determined by loan amount
3.74%
Motorcycles and Scooters 2012 - 2014 36 months
Term determined by loan amount
3.99%
Motorcycles and Scooters 2011 & Older 48 months
Term determined by loan amount
9.00%
*APR = Annual Percentage Rate. Rates are subject to change without notice.

  • Term
     
    Motorcycles and Scooters 2015 - 2019
    Annual Percentage Rate
         Payment Per $1,000   
    36 months 3.74% $29.41
    Payments quoted are estimated monthly payments quoted per $1,000 borrowed for maximum term shown.

    Term
     
    Motorcycles and Scooters 2012 - 2014
    Annual Percentage Rate
         Payment Per $1,000   
    36 months 3.99% $29.52
    Payments quoted are estimated monthly payments quoted per $1,000 borrowed for maximum term shown.

    Term
     
    Motorcycles and Scooters 2011 & Older
    Annual Percentage Rate
         Payment Per $1,000   
    48 months 9.00% $24.89
    Payments quoted are estimated monthly payments quoted per $1,000 borrowed for maximum term shown.

    ALTERNATIVE VEHICLE RATE
    Loan interest rates and loan to value are based on your credit quality and year of collateral. Yours may be different. All rates shown are fixed rate loans. Boat and RV loans: for qualified borrowers, financing up to 90% of invoice. Motorcycle loans: for qualified borrowers, financing up to 130% of invoice. Rates may vary based on member qualifications and credit criteria. Rates subject to change.

    The maximum term will be determined by considering both the dollar amount and the member's credit rating.

    Scooters: Engine size of 50cc’s or greater will be treated as a motorcycle loan. Anything less than 50cc’s will be considered a signature loan.
     


Boat Loans and RV Loan Rates

Effective date June 1, 2016