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Loan, Credit Card & Deposit Rates



Effective date February 2019
Balance Interest Rate APY^
$0 - $2,499.99 0.00% 0.00%
$2,500 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.75% 0.75%
$25,000 - $49,999.99 0.85% 0.85%
$50,000 - $99,999.99 1.00% 1.00%
$100,000 - $249,999.99 1.25% 1.26%
$250,000 and over 1.50% 1.51%
^APY = Annual Percentage Yield.
 

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Effective date February 2019
Interest Rate APY^
0.40% 0.40%
^APY = Annual Percentage Yield.
 

Health Savings Account Interest Rates2


Effective date February 2019
Interest Rate APY^
1.00% 1.00%
^APY = Annual Percentage Yield.
 

Share Savings / My Way Savings / Youth Savings Account Interest Rates1


Effective date February 2019
Balance Interest Rate APY^
$0 - $499.99 0.25% 0.25%
$500 - $99,999.99 0.25% 0.25%
$100,000 and over 0.30% 0.30%
^APY = Annual Percentage Yield.

Interest Checking Rates3

Effective date February 2019
Balance Interest Rate APY^
$0 - $4,999.99 0.25% 0.25%
$5,000 - $49,999.99 0.50% 0.50%
$50,000 and over 0.75% 0.75%
^APY = Annual Percentage Yield.
 

IRA Savings Account Interest Rates4


Effective date February 2019
Balance Interest Rate APY^
$0 - $49,999.99 1.00% 1.00%
$50,000 - $249,999.99 1.25% 1.25%
$250,000 and over 1.50% 1.51%
^APY = Annual Percentage Yield.

1SCCU Savings Accounts: Minimum average daily balance required for some accounts. Federal regulation requires SCCU to limit withdrawal to six (6) transactions, within a calendar month, on savings and money market accounts. Fees could reduce earnings on the account.

2Health Savings Account Checking: You must have coverage under a High Deductible Health Plan to open a Health Savings Checking Account.  Additional important information regarding eligibility for Health Savings Accounts can be found on the Fees/Terms tab.

3Interest Checking Monthly Balance Requirement: $15 if daily balance in the account drops below $1,500 any day during the month. Fees could reduce earnings on the account.

4IRA Savings: Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts. As of April 1, 2006, Traditional and Roth IRAs, and Keogh account deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000.

Fee Schedule
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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