APY = Annual Percentage Yield.
SCCU Savings Accounts: Minimum average daily balance required for some accounts. Federal regulation requires SCCU to limit withdrawal to six (6) transactions, within a calendar month, on savings and money market accounts. Savings Account dividends are declared at the end of each month based on the earnings for that month. Fees could reduce earnings on the account.
Health Savings Account Checking: You must have coverage under a High Deductible Health Plan to open a Health Savings Checking Account. Additional important information regarding eligibility for Health Savings Accounts can be found on the Fees/Terms tab.
Interest Checking Monthly Balance Requirement: $12 if daily balance in the account drops below $1,500 any day during the month. Checking Fees: Minimum balance fees waived at specific Member Rewards level. Fees could reduce earnings on the account.
IRA Savings: Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts. As of April 1, 2006, Traditional and Roth IRAs, and Keogh account deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000.