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  • Auto Loan Refinance
  • Auto loan refinancing is fast and easy with a loan from SCCU
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Refinancing a Car: Benefits
Refinanced Auto Loan is rated 4.8326 out of 5 by 2,372.
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Rated 5 out of 5 by from Happily satisfied I refinanced at a better rate and it was fast and easy with no extra payments..
Date published: 2016-06-28
Rated 5 out of 5 by from Auto Refinance Excellent service, I was surprised on how fast the process took.
Date published: 2016-06-28
Rated 5 out of 5 by from Vehicle Refinance Experience I recently refinanced my 2015 Silverado with SCCU and was very pleased with my experience. I have saved 100$ per month on my payments and received 200$ as a thank you! However, the real thanks should go to SCCU for reaching out to me with this service. I have been with SCCU for 16 years and have never been dissatisfied with the products and services that are offered.
Date published: 2016-06-27
Rated 5 out of 5 by from So fast and easy! I received a letter from SCCU with refinance offer at a lower interest rate on a car that I just bought 3 months ago. I said sure why not... they were done, approved and paperwork signed online in 24 hours. Thanks for saving me money and I really didn't have to do anything but send an email! wow
Date published: 2016-06-21
Rated 5 out of 5 by from Great service and product Newest car I've ever had. Thanks Space Coast Credit Union
Date published: 2016-06-21
Rated 5 out of 5 by from Car refinance I was very happy with my experience in getting my car refinance. My advisor was very professional and courteous. Mr. Niguel made me feel very at ease, he was great in his Knowledge and Skills in getting me refinance. For sure I will use sccu, to assist my husband and I when we look into buying a new home. Thank you for all the assistance I received in this matter
Date published: 2016-06-20
Rated 5 out of 5 by from Car loan refinance Applied for a car loan refinance and got it with no hassle . Mil gracias .
Date published: 2016-06-14
Rated 5 out of 5 by from Great credit union Staff is friendly and sweet girls at the Fort Lauderdale branch
Date published: 2016-06-14
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  • 4.83/5
Read all 2372 reviews


Save money when you lower your auto loan rate or monthly payment with an auto loan refinance from SCCU. Refinancing your auto loan from another lender is fast, easy, and convenient.
 
  • Same low credit union rates1 for auto loan refinances and purchases
  • No out of pocket costs2
  • We’ll pay your title transfer fee
  • No payments for up to 90 days3
  • Low cost Guaranteed Asset Protection (GAP) coverage, Payment Protection, and warranties available to add on to your loan
Important disclosures, payments, assumptions, and APR information

APPLY NOW

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months (availability depends on vehicle, model year, and other criteria)4
  • Free Online Banking & Mobile Banking

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2OUT OF POCKET COSTS: You may be asked to furnish a down payment. 
3DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
4TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.

 
 
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.