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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1847.
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Rated 5 out of 5 by from Car Loan I just purchased a vehicle and it was an easy and simple process.
Date published: 2017-11-19
Rated 5 out of 5 by from Great Rate Was able to get financing on a great vehicle, at a great rate!
Date published: 2017-11-18
Rated 5 out of 5 by from Great service Quick and responsive to the transaction requirements.
Date published: 2017-11-15
Rated 5 out of 5 by from Incredible Never have I been offered a chance at some what of a reward for being responsible. By offering a chance to defer a payment on auto loan. Not that I need to, but that is huge for anyone.
Date published: 2017-11-15
Rated 5 out of 5 by from Quick and easy Immediate approval for new vehicle loan
Date published: 2017-11-08
Rated 4 out of 5 by from Quick approval Overall good experience. They did ask for updated income info, even though it was included in the original application, which I thought was weird.
Date published: 2017-11-08
Rated 5 out of 5 by from Great features I have been with you for over two years now and I am very happy with the service. Good job !!!
Date published: 2017-11-08
Rated 5 out of 5 by from Good product Easy to work with. Requested that I finance with SCCU
Date published: 2017-11-08
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  • 4.76/5
Read all 1851 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 6 months 2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.