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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1677.
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Rated 5 out of 5 by from Loan process was SO easy! We were recently looking to purchase a used vehicle, and called SCCU ahead to time to get pre-approved for a small loan. The process (over the phone) was fast and very easy. When we finally found the vehicle we wanted, we had no worries about financial, as we were already pre-approved through SCCU!
Date published: 2017-03-17
Rated 5 out of 5 by from Easy Experience This was the fastest and simplest car loan I ever had. i was in and out with the loan officer in 10 minutes or less. Gotta love it!
Date published: 2017-03-17
Rated 5 out of 5 by from New car loan Fast approval and good rates made buying a new car super easy.
Date published: 2017-03-17
Rated 5 out of 5 by from Purchasing a new vehicle It was a pleasure to be pre-approved for a vehicle loan, their were no hassles everything went as smooth as silk. I was approved and had a smooth transaction for my vehicle purchase thank you space credit union
Date published: 2017-03-17
Rated 5 out of 5 by from Great people to work with I have financed 2 cars through SCCU and could be happier
Date published: 2017-03-17
Rated 5 out of 5 by from Very Friendly and supportive During my request for information, the staff was very friendly and supportive. They did not communicate in a harsh manner and answered my questions exactly with any additional information I needed. The only request is that during one of the calls there was a great deal of noise in the background on the staff end of the call. It made it difficult to hear and understand the individual I was talking.
Date published: 2016-11-09
Rated 5 out of 5 by from Very Professional Went in with a quote to the dealership from SCCU. Was accepted and also got a lower rate than quoted.
Date published: 2016-11-08
Rated 5 out of 5 by from No one does it like SCCU I bought just 2 weeks ago and SCCU made me feel comfortable and helped me along the way! All my questions were answered!!
Date published: 2016-11-08
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  • 4.76/5
Read all 1679 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 90 days2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.