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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1821.
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Rated 5 out of 5 by from Super easy and straight forward This is our second vehicle we've purchased through dealer/SCCU financing. Great rates. Financing laid out in plain English. Contacting SCCU after purchasing our vehicle everyone is always professional and will quickly answer any questions.
Date published: 2017-10-18
Rated 5 out of 5 by from Great Rate and easy to Finance My wife and I bought a new car (her first ever) couldn't be happier with the ease of the transaction. Great interest rate also
Date published: 2017-10-18
Rated 5 out of 5 by from Friendly and helpful Never had a bad experience
Date published: 2017-10-17
Rated 5 out of 5 by from Returning loan member Very helpful in buying my new truck. This is my second auto loan with SCCU
Date published: 2017-10-17
Rated 5 out of 5 by from Fast, Easy and Pleasant Experience! Purchased my vehicle 3 weeks ago, and the process couldn't have been easier! Customer support is prompt and supportive and make everything a breeze! When I went into my local branch, opening a checking account took less than 15 min for the entire process! couldn't be happier with my experience as a whole - new member for life!
Date published: 2017-10-17
Rated 5 out of 5 by from Easy, fast New Jeep, yea! Got a great rate and the. Umberofmonths I wanted.
Date published: 2017-10-17
Rated 5 out of 5 by from great financing I bought a SUV and I must say, I have never had interest rates so low.
Date published: 2017-10-17
Rated 4 out of 5 by from Another Loan Through SCCU I recently bought a new car and financed once again thru Space Coast. What I don’t understand is that my existing loan at that time was also thru SCCU and was for a lower rate than my new loan and yet my credit score ia higher than before-
Date published: 2017-10-17
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  • 4.76/5
Read all 1822 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 6 months 2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.