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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1739.
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Rated 5 out of 5 by from Car Loan On-Line application I made out a Car Loan application On-Line, it was so fast and easy. I had a response within 24 hours, the finance representative was really nice and answered all my questions. I was able to go to the dealership and not have to hassle about the rates I would get to finance my new car.
Date published: 2017-06-11
Rated 4 out of 5 by from Good Rate Dealer convinced me to utilize SCCU by providing me a rate that was among the best for what I was acquiring. His enthusiasm for your offerings begs the question, how much hold-back do you offer local dealers?
Date published: 2017-06-10
Rated 5 out of 5 by from great features thank you for making it so easy
Date published: 2017-06-10
Rated 5 out of 5 by from Great Experience I bought a car last month and I'm so happy with everything.
Date published: 2017-06-07
Rated 5 out of 5 by from Bought my car at Palm Bay Ford Loved the buying experience there. I bought used and get free oil changes for a year and lifetime car washes anytime I want. Easy financing with SCCU!
Date published: 2017-06-03
Rated 5 out of 5 by from never a problem this is our third vehical we've bought thru space coast credit union, ( mini van, boat, pickup ) Always the freindliest people and lowest rates, and are always working to get you the best rate at the loeest payment !
Date published: 2017-05-30
Rated 5 out of 5 by from We are very pleased with SCCU. We bought another new car and financed it again through SCCU. We are so pleased how easy it has been to keep track of our accounts at home online.
Date published: 2017-05-30
Rated 5 out of 5 by from Great Experience!! I have been with Space Coast for my auto and checking needs and have been nothing but delighted with their service. I would recommend to anyone to seek their services, you will not be disappointed!!
Date published: 2017-05-30
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  • 4.76/5
Read all 1747 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 6 months 2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.