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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1791.
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Rated 5 out of 5 by from Excellent service The financing of my new vehicle was as smooth and easy as I have ever experienced. SCCU has all the right features and they work so well with dealerships. I will not purchase a vehicle any other way or with any other lender. Thank you.
Date published: 2017-08-15
Rated 5 out of 5 by from Smooth transition Space Coast Credit Union helped me get a great deal on a new car. I am extremely happy.
Date published: 2017-08-15
Rated 5 out of 5 by from What a breeze I have never had a good experience buying a car. The financing part usually is stressful, but with Space Coast it was a breeze! I love that when I log into my account I can see all my loan info and easily make payments. I am extremely impressed and so happy with my new purchase.
Date published: 2017-08-15
Rated 5 out of 5 by from Car loan My auto loan was approved by Space Coast.
Date published: 2017-08-15
Rated 5 out of 5 by from Great featurrs. Bought vehicle 2 weeks ago very happy with purchase with financing.
Date published: 2017-08-14
Rated 5 out of 5 by from My go to Credit Union I had SCCU for my first vehicle loan and when I was ready for my next car, without a doubt it was SCCU I went it. I knew I would be 100% happy across the board as I was in the past. I would highly recommend SCCU anytime.
Date published: 2017-08-11
Rated 5 out of 5 by from Best loans ever I have been financing automobiles with Space Coast for 20+ years and am pleased with the timely processing and low interest rate they always offer to me.
Date published: 2017-08-09
Rated 4 out of 5 by from Even better with Autopay Only thing that would have made it easier would have been if you could set up automatic payments from your account like a mortgage.
Date published: 2017-08-08
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  • 4.76/5
Read all 1791 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 6 months 2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.