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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 2731.
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Rated 3 out of 5 by from Auto Loan I was disappointed in the process. This was a private sale, and the paperwork required of the seller was unnecessary. Add to that the fact that the SCCU rep was not knowledgeable about process, unfamiliar with the documents, and made a significant error on the title, and you get a less than good experience.
Date published: 2017-08-17
Rated 5 out of 5 by from Easy Auto Loan I contacted customer service to transfer my auto loan with them. I called on a Saturday morning and spoke to CS Rep. He took all my information and advised he would get it processed which may take a couple of hours. Twenty minutes later he called back to advise the loan was approved. The processor called me that afternoon to do an electronic signing which was compleded in a matter of minutes. I told my husband that was the easiest loan I have ever had. Definitely would recommend thier services. Thanks
Date published: 2017-08-16
Rated 5 out of 5 by from Great Customer Service I bought a vehicle which I feel safe and comfortable. Space Coast handled the purchase awesome, and professionally. I am proud to be a member and honor everyone of Space Coast Employees. Thanks for all your patience and professionalism.
Date published: 2017-08-16
Rated 5 out of 5 by from Wonderful Experience I came in to cash a personal check and walked out with ra efinanced suto loan rexucing my APR to 2.69%, 125.00 cash back customer appreciation and 7 months of no payment. The reduced APR saves me 160.00 per month lover my old loan. I didn't go in knowing about their loan program, but a few questions by the bank teller (Pam) put me in touch with a representative who got so.e basic info from me and I was out the door with the new loan in about 20 minutes!! Fast easy process.
Date published: 2017-08-15
Rated 5 out of 5 by from Great rate, great service !! I financed my new vehicle through SCCU. Very happy with their interest rate and service. Will recommend to my friends.
Date published: 2017-08-15
Rated 5 out of 5 by from Excellent people to work with. Always helpful. They make all transactions so easy.
Date published: 2017-08-15
Rated 5 out of 5 by from Great service I had a great experience and Vincent was outstanding.
Date published: 2017-08-15
Rated 5 out of 5 by from Great service and helpfull professional customer service very efficient
Date published: 2017-08-15
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  • 4.73/5
Read all 2733 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2014 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 6 months 2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.