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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7288 out of 5 by 2,500.
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Rated 5 out of 5 by from Always a great experience This is my third load with SCCU. Love the simplicity of applying and the quickness of the approval process... Love that each time I called (most) always spoke to my rep. Great service
Date published: 2016-09-27
Rated 5 out of 5 by from Great service Space Coast made it easy to apply for an Auto loan.
Date published: 2016-09-27
Rated 5 out of 5 by from Fast and professional Made the deal got my new ride.
Date published: 2016-09-27
Rated 5 out of 5 by from Great people and experienced There are people in SCCU who will go out of their way to help you. Not always true in big banks. Someone in Bank of America told me last week "Banks have no feelings" Sorry I had to go in there for something to do with my deceased husband.
Date published: 2016-09-20
Rated 5 out of 5 by from Auto Loan 2 Weeks ago I purchased a car from a private seller and the process was so easy and fast. Thank you SCCU
Date published: 2016-09-20
Rated 5 out of 5 by from Amazing Customer Service Beyond satisfied service!
Date published: 2016-09-20
Rated 5 out of 5 by from Great car refinance! I called for a quote and the helpful loan officers were able to get me a great rate and deal with the dealer directly. It was smooth and easy.
Date published: 2016-09-20
Rated 5 out of 5 by from Tefinace I refinanced my vehicle for lower payments
Date published: 2016-09-13
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  • 4.73/5
Read all 2500 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2013 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 90 days2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.