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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.8 out of 5 by 2524.
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Rated 5 out of 5 by from Best Experience Ever!!! I submit an application for a loan car, and in less than 24 hrs, I already have been approved and contacted by the bank, any question I emailed, received a response same day, I went to pick up my car and the dealer already have the payment, in less than 48 hrs....
Date published: 2016-11-09
Rated 5 out of 5 by from Great customer service! I applied for a car loan, and it was so quick and easy. Once approved, the super friendly staff helped expedite the process as I was on a time crunch, doing an out of state private seller purchase. The staff went above and beyond! Could not be happier with my decision to use SCCU for this vehicle purchase.
Date published: 2016-11-08
Rated 5 out of 5 by from Great experience! I bought a new car and everything when thru smoothly.. So Happy with the process can believe it was so easy. Highly recommended it!!!
Date published: 2016-11-08
Rated 5 out of 5 by from They make the process easy We stopped at our credit union before car shopping. In no time at all, we were pre-approved for the amount we were looking to spend. Rates are very competitive.
Date published: 2016-11-08
Rated 5 out of 5 by from Awesome service!!! I just bought my first car abd I'm so happy it was through this great bank!!
Date published: 2016-11-08
Rated 4 out of 5 by from The people are great! The employees of your credit union are very nice and care about your members. The process was very pleasant and a good teaching environment for my son's first financed purchase. My only criticism is that the dealer was not sent all the monies owed, and my son had to go back and forth to get them their monies. Also the communication between the Credit Union and the Dealer was not clear enough so that the delivery process took much to long. To clear up the paperwork issues took 2 days. Despite this issue I took this opportunity to have it be a teaching moment for my son.
Date published: 2016-11-08
Rated 5 out of 5 by from Quick and easy loan approval and sign off I bought a used vehicle earlier this month. I chose Space Coast, as I has previously financed vehicles through them. Their process is effective and quick. Sign off was easy to do and all online. The whole process was very easy and pleasant. Thank you Space Coast!
Date published: 2016-11-07
Rated 5 out of 5 by from Great customer service Bought a new SUV was driving a rental Car for 3 weeks because my car broke Down. SCCU was there for me
Date published: 2016-11-07
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  • 4.73/5
Read all 2524 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2013 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 90 days2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.