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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 3019.
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Rated 5 out of 5 by from Speedy and professional service Re-fi was easy because of courteous and knowledgeable service representatives
Date published: 2018-02-14
Rated 5 out of 5 by from So HAPPY!! I was blown away by my experience with SCCU. The loan rep treated me like a REAL person, not a number or a statistic. She talked me through all options, fought to get the best rate for me and followed up quickly and efficiently. I’m a first time car owner and I LOVE my new car and SCCU! Thank you for making this experience so easy :)
Date published: 2018-02-13
Rated 4 out of 5 by from Reduced payment for auto loan Yani was helpful as were tellers at Ormond Beach branch
Date published: 2018-02-13
Rated 5 out of 5 by from Happy Customer:-) Happy with my new ride and thank you for helping me make it possible:-)
Date published: 2018-02-13
Rated 5 out of 5 by from Motorcycle loan Was able to get my Harley Davidson loan with space coast credit union. Couldn't ask for better customer service from them. They went above and beyond to help me get my dream bike. Very smooth through out the processors and also opened up a bank account as well. Very please to be a customer for space coast. I would strongly recommend them always. Thanks space coast!!
Date published: 2018-02-13
Rated 5 out of 5 by from Very personal and proffesional representatives ! Excellent experience with SCCU . Each rep I talked to was very attentive and gave me the utmost respect. I love how they each give you their personal extensions so you are not dealing with robots and call centers. Highly Reccomend this Credit Union.
Date published: 2018-02-13
Rated 5 out of 5 by from Great future Perfect Customer service very quick response everything was amazing
Date published: 2018-02-13
Rated 5 out of 5 by from Great service This is the second car with sccu and we couldn’t be happier
Date published: 2018-02-13
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  • 4.74/5
Read all 3019 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2015 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 6 months 2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.