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Pre-Approved Auto Loans: Benefits


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2015 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 90 days2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to 90 days and is dependent upon when your loan closes. Your deferment may be 90 days or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the 90 days no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 78 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.