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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 2873.
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Rated 5 out of 5 by from Car Refinance Such an easy process to refinance an auto loan and bring it over to Space Coast. Just a couple of signatures and that was it! The perks are great too because not only can I wait until after the holidays to start paying the loan but they saved me 3%!!
Date published: 2017-11-20
Rated 5 out of 5 by from Excellent customer service ! Great customer service in expediting my refinance
Date published: 2017-11-18
Rated 5 out of 5 by from Great an fast!!!!!! I refinance my car. No pay por three months . The interes rate low the 5.7 % to 2.89% . Thanks you SCCU
Date published: 2017-11-17
Rated 1 out of 5 by from loan i still have no call from anybody
Date published: 2017-11-16
Rated 5 out of 5 by from Paperless Auo Refinance? Most excellent! I wanted to refinance my car in order to reduce monthly payments and shorten the term of the loan. I jumped at the opportunity to do it all online, to see how the process went. I filled out the application online, had about 10 - 15 min conversation on the phone about the loan and was given the option of signing the documents at the branch of my choice or doing an online signature. I chose the online signing. Everything went smoothly, and I am so pleased that I cut my payments in half as well as the length of the loan.
Date published: 2017-11-15
Rated 5 out of 5 by from car loan I have never bought a ease and speed that we received.
Date published: 2017-11-15
Rated 5 out of 5 by from car loan I have never bought a ease and speed that we received.
Date published: 2017-11-15
Rated 5 out of 5 by from Efficiency is the name I needed a loan from SCCU to finance my motorcycle and SCCU was quick and efficient in making it happen. A few questions and break down of details and we were rolling into the closing. The E signature is excellent and saves you a drive and time.
Date published: 2017-11-15
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  • 4.74/5
Read all 2881 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2014 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 6 months 2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.