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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.7 out of 5 by 645.
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Rated 5 out of 5 by from Great customer service I am glad that i had chosen the right bank to close my Heloc.
Date published: 2017-07-22
Rated 5 out of 5 by from Walk in the park! Both Bess and Vickie were there for me. A seamless experience. Amazing!
Date published: 2017-07-21
Rated 5 out of 5 by from Great service We are so happy we choose to go to SCCU to get our home equity line of credit. Wendy was awesome. She answered all our questions and concerns and most of all we had a very fast closing. If I ever need a loan for anything I definitely going to SCCU.
Date published: 2017-07-18
Rated 5 out of 5 by from Awesome Lending Experience!! Love working with SCCU. Carrie was fabulous. I work for a lender myself and was very impressed with the high quality of service and speed involved with the transaction.
Date published: 2017-07-13
Rated 5 out of 5 by from Extremely helpful and very pleasant people! A fairly easy process, with the assistance of several exceptionally considerate people to make it a pleasant experience, especially when a person is under pressure to get approval for a loan.
Date published: 2017-07-11
Rated 5 out of 5 by from HELOC received outstanding service from processing team.
Date published: 2017-07-09
Rated 5 out of 5 by from Fast and Easy I am glad I called SCCU for my home equity. It was really easy and everyone was great to work with.
Date published: 2017-07-07
Rated 5 out of 5 by from PLEASE HAPPY I am very please how quickly things went through thank you so much Vicike
Date published: 2017-07-07
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  • 4.73/5
Read all 645 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.