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Mobile Deposit Limits


SCCU Mobile Deposit Limits and Hold Policy

Space Coast Credit Union’s Mobile Deposit limits and hold policy are as follows:

SCCU Mobile Deposit Limits

Frequency Item Count Amount
Per Deposit Any Deposit $2500
Daily 10 Checks $2500
Weekly 15 Checks $5000
Monthly 20 Checks $5000

Some items deposited will require review and the funds may not be immediately available.

SCCU Mobile Deposit Hold Policy

  • The maximum amount on any single mobile check deposit is $2500.
  • Funds may not be immediately available.
  • Deposits meeting the SCCU Mobile Deposit requirements receive immediate credit (up to $200).
  • Availability of additional funds are dependent on your membership with the credit union. Mobile deposits in excess of $200 are held until verification of the deposit on the next business day. Subsequent to mobile deposit verification, additional mobile deposit check holds may apply.
  • Accounts with Non-Sufficient Funds and/or returned check activity may be subject to longer holds or reduced same day availability of funds.
  • SCCU assumes no liability for checks accepted for deposit.

For additional information, view SCCU’s check hold policy.

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.
*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.