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About SCCU

Space Coast Credit Union is a member-owned, not-for-profit financial cooperative.  We exist to serve our members with a full array of financial services including auto loans, mortgages, checking accounts, credit cards, savings, and business services for small to mid-size business. 

Like a bank, we accept deposits and make loans, but unlike banks we place the interests of our members above making profits for stockholders. We return profits to members in the form of better rates, lower fees, and enhanced services. 

Our Mission
To Create Value in Cooperative Ownership.

Our Story
SCCU was chartered on June 7, 1951 as Patrick Air Force Base Credit Union to serve as a savings institution and create a source of credit for military personnel stationed at the base. To begin, there were seven charter members with combined assets of $372.  The idea was to pool the members' savings together, and then borrow from that pooled fund to be able to obtain affordable loans.

Although the credit union name changed as our footprint extended, and our services have expanded to keep pace with the evolving needs of our members, the idea of cooperative ownership has not changed. SCCU members still pool their deposits and then borrow from the cooperative when they have the need. The members are borrowing their own money, so loans should be affordable. Additionally, we believe a member’s contribution to the cooperative’s success should be reflected in their member rewards.

Today, SCCU serves more than 400,000 members and we have over $4 billion in assets, making us the third largest credit union in Florida. We have 59 branch locations spanning Florida’s east coast, from Flagler to Miami-Dade counties.

Our Commitment
At SCCU, we protect our members’ future by watching out for their financial interests today.  As your Members’ Watchdog, we’re always there, watching out for you by:

  • Providing helpful and convenient banking products tailored to your needs, so you feel confident and capable of achieving your goals;
  • Empowering local decision-making through member-centric policies that are transparent and encourage financial responsibility, so you save money and experience greater peace of mind;
  • Valuing your time with fast and easy service delivery, so you have more time for life’s responsibilities and pleasures.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2019



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.