Equifax Data Breach
November 6, 2017
by Space Coast Credit Union
You have probably heard about the recent Equifax security breach, impacting millions of U.S. Consumers. SCCU wants you to know that member information security is a top priority, and the Equifax files which were exploited, according to Equifax officials, were not among the credit bureau services that SCCU subscribes to. Based on information we have received to date, unless you received a specific notice from us stating otherwise, Space Coast Credit Union’s member data was not impacted.
However, numerous institutions utilize Equifax services, and you may have relationships with other organizations that were impacted. While this is not a credit union issue, you may want to consider taking actions to protect your personal information:
In addition, SCCU helps protect your account with services such as:
SCCU Card Protection - SCCU provides Falcon Fraud Protection as an added service for all our VISA credit and debit cards at no cost. This fraud protection system recognizes your personal purchasing patterns and can detect possible fraud. Please confirm that we have your current mobile phone number on file where you can be reached, if suspicious behavior is detected, so we can verify the card transaction.
Zero Liability - With the Visa protection, your liability means you won’t pay for a fraudulent charge on your credit card. Please monitor your accounts and statements, and contact the Member Service Center immediately if you detect any fraudulent activity.
FICO Credit Score- SCCU offers a free credit score checker within online banking that provides a monthly update of your FICO score. This allows you to monitor any recent changes to your score. You may opt-in online by enrolling under your settings, confirming the acceptance, then click on “See My FICO Score.”
Take advantage of the tools we have outlined above to aid in monitoring your accounts. SCCU always strives to protect our members’ financial needs with security as our top priority. Be vigilant in reviewing your account activity daily and immediately report any unauthorized activity to us. Our primary focus is to protect your accounts by taking proactive measures to prevent fraudulent activity.
Space Coast Credit Union