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About SCCU

Honest People. Trusted Products. Time Valued.

SCCU began in 1951 as Patrick Air Force Base Credit Union with 7 founding members serving 28 members with $372 in assets. Today, SCCU serves more than 500,000 members. We have over $6 billion in assets, making us the third largest credit union in Florida. We serve 29 counties, with 63 branch locations that span Florida’s east coast, from Flagler to Miami-Dade counties.

Our Mission: Throughout the decades our mission has remained constant, “To Create Value in Cooperative Ownership.”

As a member-owned financial cooperative, we exist to serve our membership. In many ways, we resemble a bank, offering the same services like checking, savings, and loans, but we differ in one major way, and that difference is YOU!  You are not a customer; You’re a member and an owner of the credit union. So, our profits are returned to members in the form of better rates, lower fees, and enhanced services. We have local decision making, and we strive to deliver exceptional service to our members.

Members' Watchdog

At SCCU, we are our Members’ Watchdog, always there when you need us.

HONEST PEOPLE.  It’s in our DNA to look out for members’ financial interests. That means being honest and straightforward. Selling services or products that members don’t need is counter intuitive to our values and our way of doing business. Our employees genuinely care about members and they listen to recommend the products that are best for you and your family.

TRUSTED PRODUCTS. Our members trust that our products are solid and sound, offering low fees and competitive rates, with no hidden fees or gotcha terms. In addition to affordable pricing, SCCU understands that members want convenience, so we have invested in the latest technology to secure easy access to accounts while at home or on the go. We believe in technology backed by people, so you can always count on being able to talk to someone when you want.

TIME VALUED. This is simple. Your time is valuable; we don’t want to waste it.  We provide services that are timely, but not at the expense of quality. We treat each member as an individual, assessing your unique needs, and we spend the appropriate amount of time listening and explaining our services to ensure 100% peace of mind and satisfaction.