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Tips for Applying for a Used Car Loan
October 26, 2021 by Space Coast Credit Union
Buying a used car offers a variety of benefits from saving more money to stressing less about depreciation. Nowadays, you can get a detailed history of the used car, so you have a better idea of what you’re buying. Plus, more information is available online about the reliability of a car’s make and model. While some may find used car financing to be daunting, more and more lenders make it easier than ever. Once you’ve decided to purchase a used car, here are seven steps you can take to streamline the process and help you get the best deal.
How to Protect Your Digital Home
October 19, 2021 by Space Coast Credit Union
It’s a haunting notion to think about the chilling consequences of identity theft, yet with the holidays around the corner, it’s important to protect your digital home. With the spikes in online shopping and email activity this time of year, scammers make more attempts to capture financial information. But with a dash of caution and a sprinkle of reviewing settings, you can fortify your defenses against cybersecurity threats.  
HELOC Loan vs. Cash-Out Refinancing: Everything You Need to Know
October 12, 2021 by Space Coast Credit Union
Whether you’re looking to transform your home renovation dreams into reality, plant seeds for investments, or cover unforeseen expenses, you have a variety of options when it comes to how you can tap into your wellspring of home equity. But which option is best for you? In this article, we’ll explore the pros and cons of HELOC loans vs cash-out refinancing.
The Florida Financing Guide to Boat Loans
October 5, 2021 by Space Coast Credit Union
If you dream of enjoying the Florida waterways in a sailboat, powerboat, motorboat, cabin cruiser, or other boat type of choice, here’s what you should know about financing and the boat loan process. Fortunately, the purchase process is easier than you might think. We’ll take you through the entire process to help you find the best boat loan for you. 
What are Secured Credit Cards?
September 28, 2021 by Space Coast Credit Union
Maybe you’ve ran into the following paradox: How do I get a credit card with less than stellar credit (or no credit) if I need a credit card to improve my credit? You’re in luck because secured credit cards break this cycle!
7 Savvy Skills Teens Gain from a Student Checking Account
September 21, 2021 by Carmen Tapanes
While teens can watch hundreds of videos on the Internet about finances, experience is often the best teacher when it comes to managing money. But it can feel overwhelming for them to know where to start learning the fiscal ropes. Opening a checking account gives them a learner’s permit to handling financial matters with the peace of mind of having an adult as the co-owner. 
How to Choose the Best Free Checking Account
September 14, 2021 by Space Coast Credit Union
When searching for the right checking account, most people would prefer one that’s “free” — and rightly so. But it can be hard to know what exactly “free” means today when we know that fees and terms are often the name of the game. The reality is that financial institutions will define "free" in different ways.
How to Refinance a Car (+ When to Do It)
September 2, 2021 by Space Coast Credit Union
Refinancing a car involves replacing the current loan on your vehicle with a new loan that typically has more agreeable terms. This can take place with your current lender or with a different one. To help you navigate this process, we’re sharing the pros and cons of refinancing a vehicle, the steps involved in refinancing, and when it makes sense to do so.
The Ultimate Guide to FHA Loans
August 27, 2021 by Space Coast Credit Union
Home loans are the key to turning a house you love into a home that belongs to you. As you’re exploring your options, you may stumble across FHA loans and wonder what they entail and if one’s right for you. FHA loans have many different benefits and are targeted at helping both new home buyers achieve the dream of home ownership and those looking to refinance. 
Is it better to buy a used or new car?
August 20, 2021 by Jodie Kinley-Smith & Duane Daski
We’re in a strange economic time right now with many dealers having an extreme shortage of inventory due to a chip shortage. Chips, or semiconductors, play an essential role in managing vehicles’ safety devices, engine functions, and more. Because of the pandemic, U.S. automakers had to close factories to slow the spread of the virus and cancelled chip orders, expecting fewer people to buy. 
Hummingbird Pantry Wins $5,000 in “Small Business. Big Love. Contest
August 20, 2021 by SCCU's Business Services
Space Coast Credit Union (SCCU) is pleased to announce the winner of its “Small Business. Big Love. Contest" and the grand prize of $5,000. Hummingbird Pantry, a non-profit organization and SCCU member since 2017, won the contest with more than 11% of the votes cast.
How Mortgage Refinancing Works (+The Best Time to Do It)
August 12, 2021 by Space Coast Credit Union
Refinancing your mortgage can help you save money with a lower interest rate and get you to the home ownership finish line faster than your current one. Or, it could be a good way for you to cash out on some of your home’s equity for other projects. To determine if it’s the right path for your goals, it’s best to understand how mortgage refinancing works more in depth.
What are Common Car Loan Terms?
August 5, 2021 by Space Coast Credit Union
Do you feel like your brain’s dissolving into Jell-O as you’re exploring car loan repayment periods? It can feel overwhelming as you’re weighing the pros and cons between short-term and long-term loans. Common car loan terms usually range between 24 and 84 months—but which one is right for you?
5 Top Tips to Getting the Best HELOC Rates
July 29, 2021 by Space Coast Credit Union
Whether you’re getting your feet wet or diving in the world of loans, a HELOC is often a prime choice for borrowers. And the crown molding on top? You can often get a lower interest rate with a HELOC than with other types of loans and credit cards! See our 5 top tips to getting the best HELOC rates...
Choosing the Best Credit Card to Fit Your Needs (+ Where to Get It)
July 23, 2021 by Space Coast Credit Union
Credit cards can be an excellent tool for building credit when you’re financing purchases both big and small. Most credit cards today deliver some form of benefit with membership—accumulating points, cash back, airline miles, or other deals, consumers have a wealth of choices.
How to Prevent Identity Theft While Traveling
July 15, 2021 by Space Coast Credit Union
Traveling involves a lot of planning to have a memorable time with loved ones. The last thing you want is a fraudster ruining your vacation. These tips will help you prevent identity theft before, during, and after your vacation.
How Does a Home Equity Line of Credit Work? A Guide to HELOC Loans
July 9, 2021 by Space Coast Credit Union
Most people have heard of a Home Equity Line of Credit (HELOC), but you may not be as familiar with how they work. In today’s deep dive, we’re going to explore all the ins and outs of this fantastic loan vehicle for homeowners to get the cash they need to do repairs, renovations, and more—all based on the equity they already have in their home.
FHA Loans: What to Know Before You Apply
July 7, 2021 by Space Coast Credit Union
It’s not always easy to save up for the large down payments that some types of mortgages require. The good news? There are other loan options that can help you reach your homeownership goals.
The Essential Guide to Car Loans: Everything You Need to Know
May 21, 2021 by Space Coast Credit Union
To get the best car loan at the best rate, make sure you understand the car loan process. Read our guide to auto loans, refinancing, and more.
Car Loans Tips & Tricks
May 21, 2021 by Space Coast Credit Union
Discover four car loan tips and tricks to help navigate the car buying experience. These are important whether you’re buying new or used vehicles.
Are You Ready for Hurricane Season?
May 12, 2021 by Space Coast Credit Union
While many of us are still weathering the effects of the COVID-19 pandemic, we now have to be prepared for hurricane season as well.
5 Tips for Safeguarding Your Personal Info
May 6, 2021 by Space Coast Credit Union
SCCU’s Member’s Watchdog is a symbol of our commitment to protect our members and their financial interests. 
How to Prepare Kids for a Better Financial Future
April 28, 2021 by Space Coast Credit Union
April is National Credit Union Youth Month, encouraging kids to develop healthy saving habits. Here are some ideas to help you get started!
Five Tips to Building Your Dream Home
April 1, 2021 by Space Coast Credit Union
Here are 5 tips to building your dream home, from creating a prioritized list of wants and needs to choosing the best lender for your home construction loan.
A Beginner's Guide to Construction Loans
April 1, 2021 by Space Coast Credit Union
This construction loan guide is to help you understand everything you need to know about how construction loans work and how these unique instruments can benefit you during construction.
How to Make Your Loan Payment
April 1, 2021 by Space Coast Credit Union
SCCU’s loan payment process is designed to be as quick and convenient as possible, saving you two of the things you care about most – time and money.
Credit Education Month
March 10, 2021 by Michael Higgins
To celebrate Credit Education Month, we have answered common questions about credit scores and why they are so important.
How to Budget Your Funds to Cover Your Needs
February 17, 2021 by Space Coast Credit Union
The term budgeting may give you the same mental reflex as when you hear the word taxes; but instead, we should look at budgeting as a tool on our path to financial peace of mind.
Navigating the Home Loan Journey
February 10, 2021 by Space Coast Credit Union
Understanding today’s mortgage landscape will help you become a more informed decision maker and put you on the path to successfully reaching your goal — moving into your new home, or enjoying the spoils of your growing equity.
Financial Peace: Pay Your Dues & Your Debts + Restore Hope in 5 Simple Steps
February 3, 2021 by Space Coast Credit Union
Discover how to obtain financial peace in 5 simple steps. Learn how to pay off your debts the right way and educate yourself on how to live financially free.
The Definitive Guide to Achieving Financial Freedom
January 29, 2021 by Space Coast Credit Union
This guide offers steps that you can put into practice immediately as you work towards financial freedom.
The Ultimate Guide to Mortgage Loans
January 25, 2021 by Space Coast Credit Union
Learn the differences between fixed-rate, ARM and other mortgages in our guide to mortgage loans. Find out how to choose the lender that's right for you.
Quick Steps to Being Financially Prepared
December 11, 2020 by Space Coast Credit Union
There are simple ways to be financially prepared, including building an emergency fund and being aware of financial options if you find yourself in a tight spot.
Which Type of Mortgage is Best for Me?
October 22, 2020 by Space Coast Credit Union
By the end of this guide, you will have a clearer understanding of the different types of mortgages and be able to narrow down which mortgage type may be best suited for you.
Honestly Free Business Checking
September 3, 2020 by SCCU's Business Services
Owning and operating a business is a lot of work, and every penny adds up to the bottom line. You should be able to trust your financial institution to be a partner in your success.
7 Steps to Hire Employees while Reducing Risk
August 26, 2020 by SCCU's Business Services
These practices will not only reduce your risks and stress but save you time and money in the future. Here are seven steps to hiring, while reducing your business’s risk.
6 Things to Consider when Starting a New Business
August 26, 2020 by SCCU's Business Services
At SCCU, our Business Advisors meet with small business owners daily, as a free service offered to our business members. We’ve found that these six steps help business owners think through some of the important considerations when starting a new business- allay their fear of the unknown and growing their confidence.
Top 3 Benefits of using your SCCU Credit Card during COVID-19
August 26, 2020 by Space Coast Credit Union
At SCCU, we know that finding the best credit card to shop safely and securely is important, and we’ve been busy behind the scenes revamping our card products to better serve YOU.
Branch Out with SCCU's Digital Banking
August 3, 2020 by Greg DeRoy
SCCU has several convenient services that can help you save time and keep you up-to-date on your accounts while on the go and from the comfort of home.
3 Steps Toward Financial Wellness
July 7, 2020 by Space Coast Credit Union
COVID-19 has impacted all of us. During times of uncertainty, you need a trusted partner and SCCU is here for you.
5 Tips for Buying a House During the Pandemic
June 30, 2020 by Space Coast Credit Union
Although you should move forward carefully in the homebuying journey, you do not have to put your dream home on hold.
When Debt Consolidation Loans Make Sense
May 8, 2020 by Space Coast Credit Union
Discover the advantages of debt consolidation loans, and why using a HELOC to consolidate your debt makes sense.
Auto Loan Refinance: Is Now the Right Time?
May 8, 2020 by Space Coast Credit Union
There are multiple reasons choosing a credit union makes good sense when it's time to refinance.
SCCU’s Five-Minute Guide to Buying a Boat
March 12, 2020 by Gary Prager
Summer is here and there’s no better time to enjoy Florida’s great outdoors.
Things to Know About Tax Returns and Identity Theft
February 21, 2020 by Space Coast Credit Union
With tax season in full swing, the risk for tax-related identity theft becomes an increasing threat. 
A Message from the President
January 29, 2020 by Timothy M. Antonition
As we enter a new year, I want to say thank you to our loyal membership and wish you all a prosperous year ahead.
Learn How to Enhance your Financial Wellness in 2020
December 24, 2019 by Space Coast Credit Union
As 2019 ends and we begin a New Year, it is time to get financially prepared! Have you thought about your financial goals for 2020?
Simplify Your Finances with an SCCU Free Checking Account
December 12, 2019 by Space Coast Credit Union
Not all free checking accounts are the same, with features and benefits varying from one financial institution to another.
Tips on Buying a Used Luxury Car
September 26, 2019 by Jodie Kinley-Smith
In today’s world, many pre-owned cars are in excellent shape with low miles, especially in the luxury market.
SCCU Member Hurricane Checklist
August 28, 2019 by Timothy M. Antonition
Overall we have been relatively lucky in the last several years; however, we always need to be prepared.
Learn More About Our New Online Banking
August 14, 2019 by Space Coast Credit Union
Space Coast Credit Union is proud to announce an updated online and mobile banking experience with additional features is now available! Our new website, online banking, and mobile app feature a modernized layout, improved navigation, and upgraded design to improve your SCCU banking experience.
A Message From the President
January 3, 2019 by Timothy M. Antonition
As we start another year, I wanted to share with you my insights on what we accomplished as a team in 2018.
Protect Yourself from Identity Theft This Holiday Season
December 17, 2018 by Space Coast Credit Union
Here’s what you need to know to stay safe from identity theft this holiday season. 
Protect Yourself From the Grandparents Scam
September 7, 2018 by Space Coast Credit Union
While elder abuse often is targeted in the form of financial mistreatment, there are many other forms to be aware of.
How to Tackle Your New Home Search
August 27, 2018 by Gary Prager
If you’re just starting your new home search, you’ll be quick to find it’s no longer a “buyer’s market.”
How to Protect Your Smartphone
August 2, 2018 by Space Coast Credit Union
In this day and age, our smartphones play an integral part in our daily lives.
When and Why Should You Freeze Your Credit?
July 5, 2018 by Space Coast Credit Union
As time and technology evolve, so will fraudsters’ tactics to take advantage of the vulnerable.
Tips for Buying Your New Car
May 10, 2018 by Jodie Kinley-Smith
As with any major purchase, it is always a good idea to do your homework to know what you can afford. 
The 5 Most Common Phishing Attacks
May 2, 2018 by Space Coast Credit Union
Phishing attacks rank among the most complex out there. 
How to Manage and Protect Your Passwords
May 2, 2018 by Space Coast Credit Union
Consumers are more aware than ever about the risk of data breaches, but weak passwords are still prevalent. World Password Day, celebrated the first Thursday in May, was established to promote good password habits.
Roaming Mantis Malware Making Attacks on Android Devices
May 2, 2018 by Nicole Williams
Never install applications outside of the Google Play store.
Beware of Overpayment Scams
May 2, 2018 by Space Coast Credit Union
Overpayment scams pose a threat to online shoppers and those who frequently do business online.
Financial Fitness in 2018 and Beyond
April 12, 2018 by Space Coast Credit Union
SCCU is committed to offering you guidance and support all along your own personal journey to financial fitness.
How to Prevent Wire Fraud
April 5, 2018 by Space Coast Credit Union
Wire frauds are similar to mail frauds except that they occur strictly through communications transmitted by wire.
Mobile Deposit Fraud Issues
April 5, 2018 by Kim Lynn
SCCU’s  Loss Prevention department works hard to reduce membership losses and protect  members from fraud.
Mortgage Rates are Rising, is it Better to Buy or Wait?
April 5, 2018 by Gary Prager
If you’ve been on the fence, now might be the time to act. 
Stay Alert for Imposters
April 5, 2018 by Space Coast Credit Union
Usernames and passwords are among the most sought after pieces of information impersonators look for.
The 10 Most Popular Fraud Scams
March 8, 2018 by Space Coast Credit Union
There are many types of fraud out there, but there are also measures you can take to protect yourself against them.
The Advantages of Opening a Certificate of Deposit
March 8, 2018 by Space Coast Credit Union
CDs can play an important role in your savings strategy.
Break Up With Your Bank
February 16, 2018 by Space Coast Credit Union
What should people do if they realize they’re in a relationship with the wrong financial institution?
The History of the Checking Account
February 7, 2018 by Space Coast Credit Union
If you lived in Ancient Rome and needed a loan for your new chariot, you couldn’t just go to the nearest credit union. 
Spring into Home Buying
February 7, 2018 by Space Coast Credit Union
Spring is a busy season in the housing market, with more homes available than any other time of year. 
The Benefits of Auto Loan Pre-Approvals
December 14, 2017 by Space Coast Credit Union
Ever gone car shopping and fallen in love with a certain vehicle, only to discover you couldn’t afford the payments?
New Car Purchase? December is an Ideal Month to Buy
December 8, 2017 by Space Coast Credit Union
In fact, it's one of the best times. Here's why.
Home Improvement Tips and Strategies
December 8, 2017 by Space Coast Credit Union
Ready to remodel? Here are three important home improvement tips.
Auto Loan Refinance and Why Not to Procrastinate
October 5, 2017 by Space Coast Credit Union
We look forward to serving you and saving you money!
More Car Loan Questions and Answers
August 25, 2017 by Space Coast Credit Union
Find frequently asked car loan questions and answers, and contact us with additional questions!
Why Choose a Credit Union Vs. a Bank?
July 27, 2017 by Space Coast Credit Union
Credit unions tend to be smaller than banks, meaning you get excellent customer service and a personal experience!
How Much Can I Borrow for a Car Loan?
July 14, 2017 by Space Coast Credit Union
If it's time to shop for a new vehicle, you're probably wondering how much you can borrow for a car loan.
3 Important Mortgage Loan Questions to Ask
July 14, 2017 by Space Coast Credit Union
If you’re buying your first home or haven’t applied for a mortgage in a while, ask your lender these questions.
Top 10 Most Reliable Cars
June 27, 2017 by Space Coast Credit Union
Reliability plays a crucial role in purchasing new car. What are the most reliable cars on the market today?
Pros and Cons of Refinance: Auto Loans
June 27, 2017 by Space Coast Credit Union
If you're considering refinancing a car, learn more about the advantages and disadvantages first.
Frequently Asked Car Loan Questions
June 16, 2017 by Space Coast Credit Union
Have auto loan questions? We have answers!
Home Loan Process: Pre-Approval to Closing
June 1, 2017 by Space Coast Credit Union
If you're new to home buying, it's natural to wonder how the mortgage loan process works.
What is Auto Loan GAP Insurance?
June 1, 2017 by Space Coast Credit Union
Find out what auto loan GAP insurance is, along with when and why it can be a real life saver.
How Much House Can I Afford?
May 18, 2017 by Space Coast Credit Union
It's a question we get asked frequently, and there are many factors that go into answering it...
SCCU’s Five-Minute Guide to Buying an RV
May 11, 2017 by Space Coast Credit Union
There’s a lot to know before you set foot on a lot. The more you research now, the better things will go.
Down Payments: How Much is Enough?
April 20, 2017 by Space Coast Credit Union
Making a down payment is an investment and, as with any investment, it's important to weigh the pros and cons.
What is a Mortgage Pre-Approval?
April 20, 2017 by Space Coast Credit Union
Is a mortgage pre-approval something you need before you can start house shopping?
4 Perfect Times to Consider a Personal Loan
February 16, 2017 by Space Coast Credit Union
Virtually everything costs money, and it’s often more than you’d expect it to be.
Leasing Vs. Buying a Car
February 8, 2017 by Space Coast Credit Union
The decision to lease or buy a car is a personal one. Don't let the dealer make it for you.
Bring Back the Brown Bag: Saving on Lunch
January 6, 2017 by Space Coast Credit Union
Brown bagging can add $1,104 to your year. Interested? Here are three tips to help jumpstart your new lunch habit!
New Year’s Resolutions for a Richer 2017
December 29, 2016 by Space Coast Credit Union
The New Year is a great time of renewal. That makes it a good time to make bold, decisive changes in your life. 
Common Mistakes During Open Enrollment
November 3, 2016 by Space Coast Credit Union
Be sure to watch out for these three common pitfalls when enrolling in workplace benefits.
Don’t Sleep On Your Savings Account
October 27, 2016 by Carmen Tapanes
One of the best things you can do with a savings account is forget about it – just make sure it doesn't become dormant. 
7 Things to Do Before Your Next Road Trip
July 1, 2016 by Tim Alexander
One of life’s greatest pleasures can be a summer road trip to your favorite vacation destination.
How Interest Rates Affect Your Mortgage
May 13, 2016 by Space Coast Credit Union
The interest rate on your mortgage can affect your monthly payment by thousands of dollars each month.
How to Protect Your Online Banking Account
April 30, 2015 by Nicole Williams
Life in today’s connected world inevitably comes with plenty of passwords to remember.
The SCCU HomeAdvantage
March 1, 2015 by Gary Prager
Space Coast Credit Union aims to be the one-stop-shop for members purchasing a home.
10 Easy Ways to Save Money in College
January 15, 2015 by Space Coast Credit Union
College comes with many costs, but don’t let those costs bring down what should be some of your most exciting years.