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  • SCCU Credit Cards - Enjoy the Same Low Rates on Purchases & Cash Advances

Student Credit Builder Visa® Credit Card: Benefits/Features
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Every student should learn financial responsibility.  Building a positive credit history is vital to a financially secure lifestyle.  SCCU offers a Student Credit Builder Card to safeguard the transition from student life to early adulthood.   Make credit building a part of life lessons and Apply Today!

An SCCU Student Credit Builder Card helps your student establish credit using a card with these great features:

  • 5.99% introductory APR* on purchases and non-SCCU balance transfers for the first 6 months1
  • Thereafter, fixed rates for purchases and cash advances as low as 10.99% APR1
  • Available for members 15-18
  • Requires a joint account holder who is a parent or legal guardian
  • Uses the money that's on deposit in your share savings account as collateral for the credit line
  • Allows students to begin with a low line of credit and then increase as needs change
  • Up to 2% Cash Back rewards based on Member Reward Level with no caps2


All SCCU Credit Cards Feature:

  • No tricks, like double-cycle billing or short grace periods
  • Zero liability for fraudulent transactions and ongoing fraud monitoring service3
  • Free Online Banking & Mobile Banking
  • Free Account Alerts to help you manage your accounts


*APR = Annual Percentage Rate. Rates are subject to change without notice.

1Annual Percentage Rate (APR). Introductory rate applies to new Student & Secured SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. After the expiration of the introductory rate an APR of 10.99% - 17.99% determined by your creditworthiness will apply. Contact SCCU for full terms, conditions, and disclosures.

The information about the costs of the card described is accurate as of the date of publication. This information may have changed after that date. To find out what may have changed, contact us. See our Terms and Disclosures document for additional details.

2Earn Cash Back rewards on all qualifying purchases. The Cash Back percent you earn is based on your Member Rewards level. Visit for complete details and FAQs about SCCU’s Member Rewards program. See our Cash Back Terms and Conditions.

3Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN, or other transactions not processed by Visa. You must notify SCCU immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult SCCU.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.