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SCCU Routing Number: 263177903
  • Apply for an SCCU Home Equity Loan today

Fixed Rate Home Equity Loan (2nd Mortgage)


A fixed rate home equity loan, also known as a second mortgage, is a good choice when you need an amount of money in a lump sum for a one-time event such as consolidating your credit card debt, replacing the roof, or paying for a wedding.

  • Reliable - Principal and interest payments remain the same, so there is no risk that changing market conditions will increase the monthly payment.
  • Flexible - Make additional principal payments as desired with no prepayment penalties. The minimum loan amount is $5,000, with terms up to 20 years. Home equity loan refinancing is also available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

Call Express Sales or apply online today

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


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All SCCU Home Equity Loans Feature



1Home Equity Loan Rates
APR = Annual Percentage Rate. APR is Annual Percentage Rate. Rate current at time of printing and subject to change. Your interest rate will be based on the available equity in your home, the amount of your loan, your credit history, and product chosen. Other programs, rates, and terms may be available. Approval subject to our usual credit criteria and clear title.

All decisions to grant credit will be based on an evaluation of your credit history and available equity in your home. Your interest rate will be based on the available equity in your home, the amount and term of your loan, and credit score.

For adjustable rate equity lines the Annual Percentage Rate (APR) varies monthly and is based on the value of an index plus a margin. The index is equal to the highest prime rate published in the Wall Street Journal “Money Rates” table on the last business day of each month of each year. Rates are subject to increase after consummation.

No application fee. Rates subject to change without notice. Proof of home owner's insurance sufficient to cover all outstanding mortgages, including your SCCU equity loan will be required. Some restrictions may apply.

Rates subject to change without notice.

Proof of home owner's insurance sufficient to cover all outstanding mortgages, including your SCCU equity loan will be required. Some restrictions may apply.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

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