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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.6757 out of 5 by 515.
  • 2016-06-26T11:32CST
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Rated 4 out of 5 by from Loan application process The rate was great and the approval process was quick and easy. Everyone was real courteous and professional. However, when it came down to closing the loan, there were a number of issues that came up that were not explained in advance. So the process was delayed a lot longer than we expected. The closing itself was fine in the local office. Overall I gave it 4 stars.
Date published: 2016-06-22
Rated 5 out of 5 by from HELOC Process I looked around and found that SCCU had the best Intro rate for 1 year on a HELOC at 2.49% for 1 year. After filling out the online form I was contacted to submit the necessary paperwork. Overall the process was fairly straight forward and closing was convenient because you could select any SCCU branch. I've been very happy with this and the auto loan I have done with SCCU. Recommend highly!
Date published: 2016-06-20
Rated 5 out of 5 by from Home Equity loan A very organized seamless experience from beginning to end. Professionally handled by everyone.
Date published: 2016-06-14
Rated 5 out of 5 by from great interest rate Equity home line of credit
Date published: 2016-06-14
Rated 5 out of 5 by from Efficient and Friendly Service The application process was very simple. The team was very efficient, and the team also communicated the steps very clearly. This was a wonderful experience. I would strongly recommend SCCU!
Date published: 2016-06-13
Rated 4 out of 5 by from Home equity loan Good price for this house, a lot of work to do but we are getting there
Date published: 2016-06-09
Rated 5 out of 5 by from Personal Account I was impressed with the level of service, professionalism of the employees, and the bank's policy to accommodate the customer.
Date published: 2016-06-08
Rated 5 out of 5 by from Astounded how simplified the HELOC process is! I requested an increase in value to an existing HELOC with SCCU. I was able to accomplish this quickly and efficiently with the SCCU staff. My encounters with each of the SCCU staff was positive, professional, and they had the knowledge to respond efficiently.
Date published: 2016-06-07
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  • 4.68/5
Read all 515 reviews

A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature


*APR = Annual Percentage Rate. Rates are subject to change without notice.

Important disclosures, payments, assumptions, and APR information

1Special Introductory HELOC Rate valid for 12 months.  Thereafter, the Home Equity Lines of Credit will have a Variable Rate. Click here for more details.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.