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  • Home Equity Loan

Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.7 out of 5 by 627.
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Rated 5 out of 5 by from A pleasure doing business. Ms. Knudsen contacted me about this transaction, and guided me through the entire process. She is professional in every way, and very personable. The process took much less time than I expected thanks to her proficiency.
Date published: 2017-06-21
Rated 5 out of 5 by from Great customer service Diana was always available to answer my questions and helped with anything that I needed
Date published: 2017-06-16
Rated 5 out of 5 by from HELOC I closed on a HELOC with SCCU yesterday and had a fantastic experience
Date published: 2017-06-08
Rated 5 out of 5 by from Excellent Team - Efficient Processes - Home Equity I have purchased two home and have had four mortgages in the last ten years. None were with Space Coast. I went to my bank to get a home equity loan recently and it was like I was a stranger. At the same time I went to SCCU. The Home Equity process has been incredibly efficient and the team has been very helpful and friendly. Not only did SCCU have a very competitive rate, they processed everything through my customer portal & Docusign. As I already had my documentation ready, I simply had to upload them and I was approved and through underwriting in just a few days. SCCU put my banks loan department to shame. I wanted to stay with my bank since I have multiple accounts, but the ease of the process and the team I dealt with at SCCU won me over. THANK YOU A. Osborne and L. Llanes for the very quick replies and especially for understanding my time constraints. Most importantly, thank you for your detailed, HONEST explanations. I never felt like I was being given a sales pitch, your information was spot on and the disclosures were very accurate, no surprises. Thanks again!
Date published: 2017-06-07
Rated 5 out of 5 by from 2nd mortgage what an easy process you have made for your members! It was quick and easy! Amy was wonderful!
Date published: 2017-06-07
Rated 5 out of 5 by from Always available This whole process was so easy. Our underwriter, Carrie, was on to of everything. She was always there when we had a question. And always called us back in a timely manner. Best of all, she was personable. The reason I don't do BIG banks!!
Date published: 2017-06-05
Rated 5 out of 5 by from HELOC loan Diana is very helpful, always cheerful. She does her best to find the answers to all your questions. If she doesn't know she will find out, not give you a made up response. If you want it done right ask for Diana. This is an unpaid endorsement. No harm was done to any animals.
Date published: 2017-06-05
Rated 5 out of 5 by from Very easy process! I am so happy with the service I received. The process was easy and everyone that I spoke with and interacted with were friendly and helpful. I had become nervous about my initial decision and Wendy M. helped me to understand my options and made the revision process easy and timely.
Date published: 2017-06-01
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  • 4.72/5
Read all 632 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
1Special Introductory HELOC Rate valid for 12 months.  Thereafter, the Home Equity Lines of Credit will have a Variable Rate. Click here for more details.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
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Learn more about the Member Rewards program.