Checking and Debit



Account Name Benefits Features Recommended If
Free Checking
  • 4.6/5


 
Get absolutely free checking with our most popular checking account. Enjoy convenient features with NO balance or transaction requirements.
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  • $25 minimum opening deposit
  • NO transaction/minimum monthly balance fees
  • Free e-Statements
  • Free Visa debit card
  • Online and mobile banking
You would like an account with NO minimum balance requirement, and NO transaction fees.
Open an Account
New Directions Checking
  • 4.5/5
A basic checking account for members with credit challenges. Enjoy checking benefits while getting your finances back on track.
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  • $25 minimum opening deposit
  • No minium balance
  • $10 monthly maintenance fee 
  • Free Visa debit card
  • Online and mobile banking
You have some negative credit history and want to avoid costly checking alternatives while developing good checking habits. Open an Account
Interest Checking
  • 4.7/5
Earn interest on your money without the requirement of a large minimum opening balance.
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  • $25 minimum opening deposit
  • $1500 minimum daily balance (waived at specific Member Rewards levels)
  • Earn interest on balances of $1500 or more
  • Free Visa debit card
  • Online and mobile banking
You want an interest-earning checking account with the lowest required minimum balance. Open an Account
Money Market Checking
  • 4.6/5
Earn a higher rate of interest on your money without transaction limitations.
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  • $5,000 minimum opening deposit
  • $5,000 minimum daily balance (waived at specific Member Rewards levels)
  • Earn interest on balances of $5000 or more
  • Unlimited debit and ATM transactions
  • Online and mobile banking
You want to earn a higher interest rate on the money in your checking account. Open an Account
Student Checking
  • 4.4/5
A no fee account option available to students 13-21 with all of the features needed to experience managing money. 
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  • No daily balance requirement
  • Students ages 13-17 require an adult joint account holder
  • Free Visa debit card
  • Online and mobile banking
You are a young adult needing a no-fee checking account with convenient services. Open an Account
Health Savings Checking Interest-bearing, tax advantaged account designed for people with high deductible health plans.
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  • No minimum balance
  • No monthly fee
  • Earns interest 
  • Funds can only be used for qualified medical expenses
  • Free Visa debit card
You have a high deductible health plan and want to save for future, qualified medical expenses. Some restrictions apply, refer to irs.gov for eligibility. Open an Account

All SCCU Checking Accounts Feature:



  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.