If you have low or bad credit, SCCU offers a second chance checking option with our New Directions Checking account. Put yourself back on the road to financial security with an account that protects you from other checking providers that might not have your best interests in mind.
No minimum balance required
Opportunity to add additional services based on a history of good account management
Free Visa® Debit card with fraud protection, no deposit capability, and $100 withdrawal limit
Unlimited teller withdrawals
No direct deposit requirement
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All SCCU Accounts Features
*No minimum balance fees if account is used 5 or more times in a month for purchase or payment transactions. Minimum balance fees also waived at specific Member Rewards levels [link to Member Rewards section]. For Basic members, $750 minimum daily balance - $6 monthly fee if balance drops below minimum any day during month.