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Visa Signature®

Earn points on every purchase!

We reward cardholders for every purchase with SCCU’s Visa Signature, our best rewards product. For every dollar spent, you'll earn 3 points for groceries, 2 at restaurants, and 1 on every other purchase!43. Redeem your points for gift cards, cashback, travel, entertainment, theme park tickets, and so much more.
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Product Features

Terms & Fees
Variable Rate information 0.00% for first 6 billing cycles, as low as 12.24% thereafter
Other APRs Balance Transfer: 0% for first 6 billing cycles, then as low as 12.24% thereafter
Cash Advance 0% for first 6 billing cycles, then as low as 12.24% thereafter
Annual Fee $0
Cash Advance Fee $0
Balance Transfer Fee $0
International Transaction Fee 1% of the converted transaction amount
Other Fees Late Payment Fee: up to $27
Minimum Finance Charge $0.50

Frequently Asked Questions

You can quickly activate your card by calling 1-888-314-6005.

With so many types of credit cards available today from a variety of credit card issuers, it's important to closely compare your credit card choices. Whether you're looking at silver, gold or platinum cards, or other types of cards designed for students or that help you establish credit, look for these features as you compare each card:

 

  • Credit score requirements
  • Annual fees
  • Income requirements
  • Limits on points you can earn
  • Perks and benefits such as travel insurance
  • Credit amount limits

At Space Coast Credit Union, we're here to help our members make the best choices for their financial goals. Get in touch if you have questions about any of SCCU's credit cards.

As with any type of credit, including credit cards, your creditworthiness and other factors will determine your individual Signature credit card limits. In your search for the best Signature credit card that meets your individual needs, be sure to consider both the costs and the value of each card, as well as their credit limits, including:
  • Introductory interest rates and how long they remain in effect
  • Whether the card allows you to earn rewards
  • What types of rewards the card offers, such as cash back
  • How rewards are calculated
  • Whether the card includes discounts at certain places of business

Our Visa Signature card delivers exceptional features and benefits that can help you save time and money. SCCU's Visa Signature benefits include:

  • 3% back on groceries, 2% back at restaurants, and 1% on every other type of purchase43 you make
  • Points you can redeem on cash back, travel, gift cards, entertainment, and special offers
  • A Special Introductory Rates for the first 6 months45
  • Concierge service
  • Roadside assistance
  • Travel and emergency assistance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • The Visa Zero Liability Policy14, which allows you to shop with peace of mind—you won't be held responsible for unauthorized charges made with your account or your account information
  • Free 2Way Text Fraud Alerts
  • Free® FICO Score

As a new SCCU Visa Signature card cardholder, you may also be eligible to take advantage of a special introductory rate that can help you save money—as low as 0% APR for the first six months.

You'll also enjoy a great range of convenient features that we offer to all Space Coast Credit Union cardholders, such as:

 

  • Free Online Banking so you can manage your finances when it's most convenient for you.
  • Free Mobile Banking that lets you pay bills, make deposits, pay your SCCU loan, and more.
  • The CardValet app from Google Play or the Apple App Store to manage your card usage and use features such as real-time alerts when your card is used and the ability to turn cards off and on temporarily.

There's no annual fee on a Visa Signature® credit card from Space Coast Credit Union. You can save even more money with no balance transfer fees or fees for cash advances.

We make banking with us as simple as possible, including easy application online for credit cards and other types of borrowing. Apply online anytime!

For even more ways to save with Space Coast Credit Union, our Visa Signature card gives you easy access to discounts and special offers on travel, tickets to live events, dining, and more through Visa Offers and Perks. Looking for a great deal from your favorite retailers? Save on everything from jewelry and clothing to gift baskets and home improvement products.

It's easy to earn rewards with your Space Coast Credit Union Visa Signature! Anytime you make a qualifying purchase, rewards points will be credited to your account. You can see your points total anytime with your Online Banking account. Learn more about the rewards program rules.

The Visa Signature card is just one of the Visa credit cards Space Coast Credit Union offers to meet our members' needs. Other types of SCCU credit cards include:
  • Visa Platinum card: Cardholders enjoy a low fixed rate and cash back without any of the excessive default rates or hidden fees that other types of cards may include. The Platinum Visa card offers a special introductory rate for the first 6 months, 1% cash back rewards, and more.
  • Visa Low Rate card: For Space Coast Credit Union members who carry a revolving balance from month to month, we offer this low-interest credit card. It includes all of the most popular features of SCCU Visa cards, such as no annual fee, no balance transfer fee, no cash advance fee, and more.
  • Visa Secured card: This card is ideal for building your credit or rebuilding your credit score. Save money with a special introductory rate for new cardholders. The Savings-Secured Visa card uses the funds in your Space Coast Credit Union savings account as collateral for your credit limit.
  • Student Visa card: This special credit card option helps young adults start establishing credit with a low introductory rate for new cardholders. The Student Visa Credit Builder card is secured by a Space Coast Credit Union savings account on which the student is the primary account holder. This card requires an adult co-signer.