It looks like you're using an outdated browser.
For a better experience, we recommend switching to a more modern browser like Google Chrome or Microsoft Edge. Learn more.
Online Banking Login

Individual Retirement Accounts (IRAs)

Plan for the future you want

Looking to save for retirement? Individual Retirement Accounts (IRAs) are one of the best ways to prepare for retirement, save on taxes, and even save for other expenses. With flexible deposit options and no annual maintenance fee, you keep what you earn.

Visit a Branch to Open

Product Features

Terms & Fees
Minimum opening deposit

$100 (or payroll deduction)

Transaction limit

Unlimited deposits

Earns interest


Minimum daily balance


Monthly low balance fee


Requires an adult joint account holder


Monthly service fee


IRA Savings Account Interest Rates

Effective Date: July 01, 2024
Visit a Branch to Open
Balance Interest Rate APY^
$0 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.55% 0.55%
$25,000 - $49,999.99 0.60% 0.60%
$50,000 - $99,999.99 0.65% 0.65%
$100,000 - $249,999.99 0.70% 0.70%
$250,000 and over 0.75% 0.75%

Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts. 

Rates are accurate as of the effective date displayed, and they are subject to change. The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Fees may reduce earnings on the account.