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SCCU Routing Number: 263177903
  • SCCU Savings Accounts - Get Started On Your Path to Savings with Accounts that Suit Any Need

Savings Accounts


Establish your savings plan with a convenient savings account from Space Coast Credit Union. All savings accounts earn dividends or interest based on the amount on deposit.*

Account Name Benefits Requirements Recommended If
Share Savings

Watch your money grow. Your SCCU Savings account is required to establish membership. Every member is an owner with an equal share in the credit union. 

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  • $5 minimum opening deposit
  • $5 one-time membership fee
  • $300 minimum balance (waived when you have other accounts)
  • Earns dividends
You would like to become a member of SCCU and want a safe and sound account that earns dividends. OPEN AN ACCOUNT
New Directions Savings

An alternative savings account for members with a challenged credit history. Required to establish SCCU membership and open a New Directions Checking.

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  • $5 minimum opening deposit
  • $5 one-time membership fee
  • $300 minimum balance (waived when you have other accounts)
  • Earns dividends
You would like to become a member of SCCU and you need a savings account to get back into the habit of good account management. OPEN AN ACCOUNT
My Way/Optional Savings
  • 4.5/5

Save for specific goals with this special optional savings account that earns dividends and has no opening deposit requirement. Nickname your goal accounts for easy identification.

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  • No opening deposit 
  • No minimum daily balance
  • No monthly service fee
  • Earns dividends
You want to save for a special occasion or set money aside for a specific goal. OPEN AN ACCOUNT
Youth Savings

Our Sea Turtle and Student savings accounts help teach young members how to prepare for their financial future.

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  • $5 minimum opening deposit
  • Accounts for 0-12 years require joint account holder
  • Accounts for 13-17 years do not require joint account holder
  • Earns dividends
You want an account to help you or your child get into the habit of saving. OPEN AN ACCOUNT
Christmas Club Savings

Avoid the pressure of the holiday season by saving all year long. Funds from this special account are transfered to your main share savings on October 31. 

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  • $5 minimum opening deposit
  • No minimum daily balance
  • No monthly service fee
  • Earns dividends
You want a stress free holiday season and you don't need access to the funds until a certain date. OPEN AN ACCOUNT

All SCCU Savings Accounts Offer


  • Free Online Banking & Mobile Banking
  • Free Online Statements
  • Free Account Alerts to help you manage your accounts
  • Dividends or interest earned based on the amount on deposit*
  • Easy access to your account information (in person, over the phone, or online from anywhere in the world)

1SCCU Savings Accounts: Minimum average daily balance required for some accounts. Federal regulation requires SCCU to limit withdrawal to six (6) transactions, within a calendar month, on savings and money market accounts. APY = Annual Percentage Yield. Savings Account dividends are declared at the end of each month based on the earnings for that month.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.