Auto/Vehicle Loans


SCCU's Watchdog Auto Loans make buying a new car, used auto, or refinancing an existing vehicle loan easy! Save time and money with our great rates, fast approvals, and convenient application process. We also offer an online closing option with Express Sign!

Product Name Benefits Features Recommended If
Pre-Approved Loan for a New/Used Auto Purchase
  • 4.7/5
Know your monthly payment before you buy with our pre-approved auto loan. We also offer car buying advice.
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You want help from our experts in picking the new or pre-owned vehicle and payment that's right for you before you shop. 
Apply Now
Loan Financing at the Dealership
  • 4.7/5
Apply for an SCCU loan at participating dealerships and get your car and your loan in one easy step.
Learn More
  • Same low rates available
  • Dealership takes and submits your application when you buy
  • Auto loan rates
 
You prefer to handle your financing and your purchase together all at one location 
Apply Now
Auto Loan Refinancing
  • 4.8/5
Lower your monthly payment and save money when you refinance an existing auto, boat, or RV loan from another lender.
Learn More
You financed elsewhere and would like to decrease your monthly payment by taking advantage of our low rates
Apply Now

All Personal Auto Loans Offer:



1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
3DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.