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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1683.
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Rated 5 out of 5 by from Awesome Auto Financing! I have financed 2 Trucks with SCCU. I wouldn't think of going any where else. Not only does SCCU offer the best rates, there's also great service, and a very friendly staff that makes each customer feel appreciated and valued.
Date published: 2017-03-23
Rated 5 out of 5 by from Incredibly Easy Transaction Thatnks to space coast i was able to get a great rate on the car i wanted and was in and out of the dealership in less than an hour...it doesnt get any easier than that.
Date published: 2017-03-23
Rated 5 out of 5 by from We love our Indian Motorcycle I financed a motorcycle for my husband and was so happy with the Rate. Glad was this bank the loan went through super convenient.
Date published: 2017-03-23
Rated 5 out of 5 by from Everything I wanted in a vehicle The staff at Kelly ford was very helpful, me and my wife was very happy with our sales rep Reggie. Im always happy when we get financed with SCCU.
Date published: 2017-03-23
Rated 5 out of 5 by from Pretty Helpful I have called the member services line several times over the last few weeks. My car was recently totaled in an accident and it was easy to navigate the totaling with the other parties insurance company and getting approved for another auto loan to replace my old vehicle. Thanks for all the support.
Date published: 2017-03-21
Rated 5 out of 5 by from You made it very easy for me to get this loan. Just bought week ago.thank you
Date published: 2017-03-21
Rated 5 out of 5 by from Loan process was SO easy! We were recently looking to purchase a used vehicle, and called SCCU ahead to time to get pre-approved for a small loan. The process (over the phone) was fast and very easy. When we finally found the vehicle we wanted, we had no worries about financial, as we were already pre-approved through SCCU!
Date published: 2017-03-17
Rated 5 out of 5 by from Easy Experience This was the fastest and simplest car loan I ever had. i was in and out with the loan officer in 10 minutes or less. Gotta love it!
Date published: 2017-03-17
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  • 4.76/5
Read all 1686 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 90 days2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.