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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1937.
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Rated 5 out of 5 by from Awesome! Easy to navigate the website
Date published: 2018-04-18
Rated 5 out of 5 by from Simple & Satisfied Pretty easy process... My wife and I went online to get preapproved, then we spoke to a representative to make sure it was that easy. He told us the last step was that we would need to go in person to fund the account. After we deposited $35 to open a no minimum checking and savings account (if you really wanted the money back it's available the next day for withdrawal) we were set to pick out our car and let the dealership finish the loan... 2.79% over 48 months. EZPZ
Date published: 2018-04-17
Rated 5 out of 5 by from Great features I was very impressed at the excellent customer and prompt service this is our 2nd loan!!
Date published: 2018-04-17
Rated 5 out of 5 by from Great service Very happy with the Services provided
Date published: 2018-04-17
Rated 5 out of 5 by from Awesome job Thanks for the great business
Date published: 2018-04-17
Rated 5 out of 5 by from Great customer service! Fourth time financing a vehicle with SCCU.
Date published: 2018-04-17
Rated 5 out of 5 by from Easy to work with Bought my car and financed with SCCU and it was easy and a pleasure to finance through them after getting my car. Extremely helpful!
Date published: 2018-04-17
Rated 5 out of 5 by from Great Customer Service Just got approved for an auto loan with them and so far so good
Date published: 2018-04-17
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  • 4.76/5
Read all 1937 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2015 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 90 days2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to 90 days and is dependent upon when your loan closes. Your deferment may be 90 days or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the 90 days no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.