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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1864.
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Rated 5 out of 5 by from Simple and fast We applied for an SCCU Car loan at the dealership, and it was fast and easy. Made the car buying experience that much better.
Date published: 2017-12-06
Rated 5 out of 5 by from Always there for you ! Once again Space Coast Credit Union was going out of there way to help me !
Date published: 2017-12-06
Rated 5 out of 5 by from Doesn’t get better than this! Quick, easy, professional, and personable. No “Big bank” hidden fees. No last minute surprises. Looks like we found a home!
Date published: 2017-12-06
Rated 5 out of 5 by from Great service, finance department very helpful Bought a new vechicle from Southeastern Honda very pleased with all the helpfull staff and the vechicle. The finance department received approval from SCCU as well as other banks. I elected to use SCCU since my last vechicle was financed with Space Coast with excellent service. Thanks for allowing a continued relationship.
Date published: 2017-12-06
Rated 5 out of 5 by from Dealer Financing Setting up financing with Space Coast Credit Union could not have been easier. My auto dealer created and funded the required savings account thereby making me a Credit Union Member, and then submitted the paperwork which led to approval for my auto loan. The interest rate I received was even less than the rate offered by own credit union. I am very happy with the whole process and recommend Space Coast Credit Union for anyone looking for an auto loan.
Date published: 2017-12-05
Rated 5 out of 5 by from Easy peasy While shopping for a new vehicle, the finance guy suggested we use SCCU as our lender. It was a smooth process and a great idea!
Date published: 2017-12-05
Rated 4 out of 5 by from They Made It Easy It was simple and easy to get a loan for my new car and the rates were great!
Date published: 2017-12-05
Rated 5 out of 5 by from Always The Best APR I purchased a new car and was quoted a very high insterest rate. I asked the dealership to check with SCCU and they were shocked at the difference in APR. It was nice knowing I had SCCU in my back pocket when buying this car.
Date published: 2017-11-29
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  • 4.76/5
Read all 1864 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 6 months 2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.