Online Banking 
 
Enroll in Online Banking
  • Finance at the Dealership
  • Finance Your Vehicle with SCCU Right at the Dealership
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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.7625 out of 5 by 1,617.
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Rated 5 out of 5 by from Extremely easy We purchased a used car at a dealership in Melbourne last week and used Space Coast CU to finance it. It was an extremely easy process and we went home with the car within an hour.
Date published: 2016-06-28
Rated 5 out of 5 by from Love sccu!!! My husband and I walked into the dealership Saturday and were approved and out the door in record time. Sccu gave us a great rate and 2 months with no payment. Yay!!
Date published: 2016-06-22
Rated 5 out of 5 by from service Love the service and love the car.
Date published: 2016-06-22
Rated 5 out of 5 by from Car Loans, and Family Banking Excellent service no hassle, meets and exceeds all of our growing family needs.
Date published: 2016-06-21
Rated 5 out of 5 by from I love watchdog Im glad I have SCCU to watch over me.
Date published: 2016-06-21
Rated 5 out of 5 by from New account--- excellent service Just opened a new savings account and received excellent service
Date published: 2016-06-15
Rated 5 out of 5 by from Amazing Bank! Easy doesn't begin to explain it! Best place i've dealt with ever!
Date published: 2016-06-14
Rated 5 out of 5 by from Auto loan I have used your service for car loans and have been satisfied with your handling of the loan
Date published: 2016-06-14
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  • 4.76/5
Read all 1617 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2013 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 90 days2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months (availability depends on vehicle, model year, and other criteria)3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer


1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.