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Car Financing at the Dealership: Benefits
Financing at the Dealer Auto Loan is rated 4.8 out of 5 by 1746.
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Rated 5 out of 5 by from Like Space Coast Credit Union We have our car loan through Space Coast and it is close to us, so my husband enjoys going in and paying the loan there. The girls are very nice and friendly.
Date published: 2017-06-21
Rated 5 out of 5 by from Dealership financing with SCCU a dream come true I worked with Rick Case Honda and Space Coast and it was the best experience I've ever had. A must for anyone looking for financing.
Date published: 2017-06-20
Rated 4 out of 5 by from Easy Easy auto financing, my second time financing through SCCU
Date published: 2017-06-20
Rated 5 out of 5 by from Quick and easy approval I have financed my last 2 cars and our RV thru Space Coast. Each process was easy to complete and an answer was provided in minutes. Definitely recommend SCCU to all out friends.
Date published: 2017-06-16
Rated 5 out of 5 by from Great! Great! Always happy with the service at SCCU!!!!!
Date published: 2017-06-16
Rated 5 out of 5 by from Excellent Very pleased SC has accepted me for a loan.
Date published: 2017-06-16
Rated 1 out of 5 by from Customer Service / Returning Calls Just bought a car with AutoNation, my Loan was processed with SCCU. I've been trying to set up my online profile ( for 2 weeks now) to see my account info in able to make my first payment. For some reason customer service or IT does not know the reason why, everyday that I call I'm told we will call you towards the end of the day. Needless to say those calls never happen. In the process of refinancing just to avoid doing business with this company.
Date published: 2017-06-16
Rated 5 out of 5 by from Car Loan On-Line application I made out a Car Loan application On-Line, it was so fast and easy. I had a response within 24 hours, the finance representative was really nice and answered all my questions. I was able to go to the dealership and not have to hassle about the rates I would get to finance my new car.
Date published: 2017-06-11
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  • 4.76/5
Read all 1749 reviews


SCCU offers you the same great auto loan rates when you buy directly at the dealer. Shop for a new or used vehicle at one of our participating dealers to quickly and conveniently finance your ride with an SCCU loan. 
 
  • Same low credit union rates1 for new or used vehicles (model years 2014 and newer)
  • The dealership takes and submits your application on-the-spot when you buy and handles your loan closing paperwork
  • No payments for up to 6 months 2

REQUEST A DEALER

All Personal Auto Loans Offer


  • No application fee
  • Terms up to 84 months3
  • Free Online Banking & Mobile Banking
  • Low cost Guaranteed Asset Protection (GAP) coverage available through the dealer

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.