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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 2797.
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Rated 5 out of 5 by from Easy The easiest experience I've had applying for a loan, Big thanks to Nagib and Wanda, you are awesome.
Date published: 2017-10-14
Rated 5 out of 5 by from Great service and great rates I am watching onto more opportunity
Date published: 2017-10-10
Rated 5 out of 5 by from Amazing Service I had thought about refinancing to get a better interest rate and Space Coast Credit Union was able to reduce my term and payment. We did the entire process over the phone and internet. They were simply amazing! Thank you so much!
Date published: 2017-10-10
Rated 5 out of 5 by from Refinance car loan Space coast called to refinance my auto loan and saved me a bundle. Easy and a boost for me
Date published: 2017-10-10
Rated 5 out of 5 by from Boat loan Boat loan nice and easy would Recommend
Date published: 2017-10-10
Rated 5 out of 5 by from Auto Refinancing Made Easy Contacted SCCU to refinance my auto loan and with a simple phone call, they made it really easy. Next day they sent me all the forms on line and now enjoying a much lower rate.
Date published: 2017-10-10
Rated 5 out of 5 by from I great credit Union I love space coast I haven't been with them that long but they treat me like I been with them for years great job space coast keep up the good work.
Date published: 2017-10-10
Rated 5 out of 5 by from Fabulous rates on my car loan! My experience with my car loan was amazing with Space Coast. I got great guidance from the loan customer service experts, and got a great interest rate. I felt like they were with me step by step the whole way. Everyone was helpful and friendly. So proud and happy to be a member of this bank. I am recommending SCCU to everyone!
Date published: 2017-10-09
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  • 4.73/5
Read all 2804 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2014 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 6 months 2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.