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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 2645.
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Rated 5 out of 5 by from vehicle refi process was quick and easy
Date published: 2017-06-21
Rated 5 out of 5 by from Fast, efficient, professional services. I have just re-financed my car with SSCU and they made the process easy and fast. I have had other loans from SSCU in the past and my husband's car is also financed through them. We have learned to expect the best customer service and the most competitive rates from this credit union. I've recommended SSCU to my friends and co-workers and they were not disappointed. I will definitely keep using SSCU for my banking needs.
Date published: 2017-06-21
Rated 3 out of 5 by from Questionable Loan Rate I bought my Bike from a great dealership but was actually disappointed with the Loan rate I was given by SCCU
Date published: 2017-06-20
Rated 5 out of 5 by from Auto loan I just refinanced my car loan with SCCU and am pleased with the ease of everything. We had the choice of doing everything online or go into a local office. Great customer service! Thank you!
Date published: 2017-06-20
Rated 5 out of 5 by from Fast and friendly I applied for a loan at Nine am and was approved by nine thirty
Date published: 2017-06-20
Rated 5 out of 5 by from Best Service Ever Applying for a car loan is easy with SCCU. Interest rate is great and the staff makes the process as easy as possible. They are knowledgeable in their field too. Thank you Space Coast!!
Date published: 2017-06-20
Rated 5 out of 5 by from Auto loan I had to get a pre-approval urgently due to time of day. The call was taken and got me immediately to the personnel to get the ball rolling before closing. When I woke up the next morning I had an email with good news!!! With that being said I got the SUV I was looking for!!!!
Date published: 2017-06-20
Rated 5 out of 5 by from Quick, painless, electronic/remote I didn't need to go to a branch. Very little hassle and everything was done by email. AMAZING
Date published: 2017-06-19
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  • 4.73/5
Read all 2649 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2014 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 6 months 2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.