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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.725839061868176 out of 5 by 2,473.
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Rated 5 out of 5 by from Great auto loan dept Easiest refinance ever. Awesome customer service
Date published: 2016-07-22
Rated 1 out of 5 by from Not Great on follow through Love my Ford Edge
Date published: 2016-07-21
Rated 5 out of 5 by from Great Service and Interest Rates I bougth a car, the service was fast, excellent and interest rates very low. Will use them even for credit cards.
Date published: 2016-07-19
Rated 5 out of 5 by from Very fast and easy Bought a used car through SCCU - total time from start to finish was less than a half day!
Date published: 2016-07-12
Rated 5 out of 5 by from Great Customer Service I recently visited the SCCU brand in Coral Gables to refinance my car loan. I had a very warm welcome. Not even 30 minutes after I went out, my car refinanced at a great rate and for a shorter period of time. Cherry on the cake, I was approved for a credit card also. Wonderful experience all together, easy, quick, nice and helpful people... simply perfect !
Date published: 2016-07-07
Rated 4 out of 5 by from Good experience but attention to detail missing Good experience but attention to detail was missing. My recent auto loan was for the most part smooth. The only issue was the transition from one Space Coast employee to the other (i.e. First person pre-approved but then passed on to load processor). During that process all information was not accurately passed and I noticed mistakes in the final loan papers. We went thru two revisions before all was corrected. But the staff was apologetic/courtesy and all is forgiven. Overall I still feel Space Coast is a wonderful asset to me and my family. My son is now enjoying his first car and it wouldn't be possible without Space Coast.
Date published: 2016-07-04
Rated 5 out of 5 by from Great service They make it very easy to do business with them
Date published: 2016-07-04
Rated 5 out of 5 by from Auto Loan Process was smooth from start to finish. David processed the loan in short order and was able to get exactly what I needed. Setting up a time for a loan closing went smoothly and at a branch of my choice. The folks in the office had my paperwork ready when promised so the transaction was completed within a reasonable time frame.
Date published: 2016-06-28
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  • 4.73/5
Read all 2473 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2013 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 90 days2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.