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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 2534.
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Rated 5 out of 5 by from great customer service This is the second time I used SCCU for a car loan ... Loan application and approval within 24 hours ... Highly recommend SCCU for you banking services ... .
Date published: 2017-03-17
Rated 3 out of 5 by from Not stress free I was in the market for a used but late model car. I found one out of town as called about a loan. Because it was late in the day, she said she would call me back by 10 the next morning. She did not. I had to call her. I couldn't get.to the dealer until late afternoon due to my work schedule. I then felt VERY pressured to complete the transaction before the loan office left for the night. It was also frustrating because I had to use a computer at the dealership to compete the contract and that was uncomfortable. The next part of this review will ask if I would recommend this service. I said "yes" but that would come with a warning.
Date published: 2017-03-17
Rated 5 out of 5 by from Great service Bought a truck and they help me very profesional to get my auto loan
Date published: 2017-03-17
Rated 5 out of 5 by from Great program I recently applied for a home equity line with you guys and couldn't get the numbers to work, but you sent me this awesome program via e-mail about refinancing my car, the ability to go 6 months till first payment and a great low rate made all the sense to refinance. Thank you for a great automotive refinance opportunity!
Date published: 2017-03-17
Rated 5 out of 5 by from Fast and smooth process Online application was easy to complete, the follow up process over the phone and in person was also quick and the personnel was corteous and professional.
Date published: 2017-03-17
Rated 1 out of 5 by from account updates and phone contact You phone skills are extremely unfriendly. I paid off a car loan, the check was accepted Monday 3/13/17. It is now Fr 3/17/17 and it still hasn't shown up on my account. Gee I wonder when the interest will stop!!
Date published: 2017-03-17
Rated 5 out of 5 by from auto loan Very helpful. Just answered questions. Quick turn around. Great interest rate. So much better than the dealer got for me. So pleased.
Date published: 2017-03-17
Rated 5 out of 5 by from Great experience SCCU Customer service was awesome. Tomas was the best agent ive ever encountered. I will always go thru sccu and recommend them to everyone.
Date published: 2017-03-17
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  • 4.73/5
Read all 2543 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2014 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 90 days2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.