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Pre-Approved Auto Loans: Benefits
Pre-Approved Auto Loan is rated 4.7 out of 5 by 3083.
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Rated 5 out of 5 by from Exallent customer service Everything was quick and easy and greatly appreciated thank you so much look forward to doing more business with this credit union
Date published: 2018-04-17
Rated 5 out of 5 by from Great Customer Service Very friendly and great customer service.
Date published: 2018-04-16
Rated 5 out of 5 by from Easiest car loan Ever!! This was the easiest car loan ever! Even though it was a complicated transaction buying it form a family member and then traveling to another state— they mad it the transfer and loan as smooth as glass
Date published: 2018-04-16
Rated 5 out of 5 by from Pre-Approved Auto Loan I have purchased several vehicles through SCCU with all of them being an excellent experience! Once again, SCCU has outdone themselves with a superb car buying loan process. Every step was quick, easy and the rates are unbeatable! Just awesome.
Date published: 2018-04-15
Rated 5 out of 5 by from Very thankful Very happy are credit union has watch dog
Date published: 2018-04-10
Rated 5 out of 5 by from Easy and fast! Got a better rate and was faster than any other bank I looked into. I will deffinitly use them again.
Date published: 2018-04-10
Rated 5 out of 5 by from Great experience Bought Suzuki Burgman 650 scooter with loan obtained from SCCU, approval process was quick and easy. The rate offered by SCCU was better than any offer from dealer. Very satisfied with loan process through SCCU.
Date published: 2018-04-06
Rated 5 out of 5 by from Easy Financing Found a Can Am Spyder while at Daytona Bike Week. Called Space Coast Credit Union on Saturday. After a little time all was done. Very easy financing with fast approval.
Date published: 2018-04-03
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  • 4.74/5
Read all 3083 reviews


Whether you're still shopping or have already found the perfect car, truck, or SUV, our Express Sales associates will use their auto expertise to save you time and money. 

  • Get pre-approved for car financing before you shop so you know how much car you can afford. We provide pre-approvals in minutes 
  • Same low credit union rates1 for new or used vehicles and private party purchases (model years 2015 and newer)
  • If your lease is coming to an end, call us today so we can discuss the available options
  • Fast application and approval process
  • No payments for up to 90 days2
  • Sign for your loan online in minutes with Express Sign

Apply Now


Or Call Express Sales or today:

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3



All Personal Auto Loans Offer


Important disclosures, payments, assumptions, and APR information

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to 90 days and is dependent upon when your loan closes. Your deferment may be 90 days or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the 90 days no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.’

3TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.