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  • Auto loan refinancing is fast and easy with a loan from SCCU
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Refinancing a Car: Benefits
Refinanced Auto Loan is rated 4.834365964477489 out of 5 by 2,421.
  • 2016-10-01T10:23CST
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Rated 5 out of 5 by from Superb customer service Mario was very professional and courteous with good communication. Very satisfied with my auto loan
Date published: 2016-09-28
Rated 5 out of 5 by from transfer loans to SCCU Very nice incentives for transferring loans from another credit union to CCU of Florida. Straight talk no nonsense signing and all questions were immediately addressed by great customer service staff.
Date published: 2016-09-27
Rated 5 out of 5 by from Great Everything was done fast and smoth great experience.
Date published: 2016-09-27
Rated 5 out of 5 by from Refi We wanted to consolidate our two vehicle payments into one payment and you made that so easy to do.
Date published: 2016-09-27
Rated 5 out of 5 by from Car loan Quick, efficient and accurate loan process done by phone from Pennsylvania.
Date published: 2016-09-21
Rated 4 out of 5 by from Refinanced new auto The process took quicker than I expected.
Date published: 2016-09-20
Rated 5 out of 5 by from Great customer service! They were very helpful with my refinance on my car loan and good rates!
Date published: 2016-09-20
Rated 5 out of 5 by from A++ customer service I couldn't have asked for better help with my purchasing experience. SCCU fought for my business and WON!
Date published: 2016-09-19
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  • 4.83/5
Read all 2421 reviews


Save money when you lower your auto loan rate or monthly payment with an auto loan refinance from SCCU. Refinancing your auto loan from another lender is fast, easy, and convenient.
 
  • Same low credit union rates1 for auto loan refinances and purchases
  • No out of pocket costs2
  • We’ll pay your title transfer fee
  • No payments for up to 90 days3
  • Low cost Guaranteed Asset Protection (GAP) coverage, Payment Protection, and warranties available to add on to your loan

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All Personal Auto Loans Offer




Important disclosures, payments, assumptions, and APR information
1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2OUT OF POCKET COSTS: You may be asked to furnish a down payment. 
3DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
4TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.