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VA Home Loan



VA Home Loans are available to eligible service members, veterans and surviving spouses.1
 

  • 100% Financing on Purchases – Eligible for no down payment
  • No Credit Score Price Adjustment – Same rate regardless of your credit score
  • No Private Mortgage Insurance (PMI) premium
  • Seller-Paid Closing Costs – Seller may be able to pay some or all of the closing costs
  • Reusable Benefit – You don’t have to be a first-time homebuyer
  • Competitive Rates – Call for today’s rates


Currently, SCCU does not participate in these specialty VA Home Loan programs: IRRRL, Construction, Energy Savings.


Call Express Services or apply online today.

Brevard: 321-752-2222 option 2
Broward: 954-704-5000 option 2
Miami-Dade: 305-882-5000 option 2
All Other Areas: 800-447-7228 option 2


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All SCCU Mortgage Loans Feature





Important disclosures, payments, assumptions, and APR information
 
1Mortgages: APR = Annual Percentage Rate. Mortgage loans are originated by Space Coast Credit Union, and are subject to credit approval, verification and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. These mortgage loan programs constitute first mortgage liens secured by the home and property. The down payment is determined by the Loan to Value ratio. (90% LTV = 10% down payment) Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Member responsible for any funds needed for closing costs and pre-paid escrow. Loan to value limits and private mortgage insurance requirements do not apply to HARP loans. Contact SCCU for details.
 
2Mortgage Interest Rate Guarantee: If the comparable SCCU interest rate is lower than your original interest rate five (5) business days before the closing and the interest rate lock-in has not expired, SCCU will reduce the interest rate on your loan 5 business days prior to closing. This is limited to a reduction of .25 percent. A one-time fee of $75 will be assessed at time of closing if this Price Guarantee is exercised and your rate is reduced. Other conditions may apply, contact SCCU for complete details.
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.