Auto Financing at the Dealership
Ask for SCCU when you meet with the dealer
Get your car and your loan in one easy step when you apply for auto financing at the dealership! Our SCCU participating dealers are Watchdog approved to help you get the best vehicle for you, with the best financing. They’ll take your application right at the dealership and submit it to SCCU for fast approval.
Product Features
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Purchase and Finance Your Vehicle at the Dealership
-
Dealership Completes and Submits your Application
- Fast Approval Decisions
- No Application Fees
- Low Auto Loan Rates8 for New and Used Vehicles
- Flexible Terms9
- No Payments for up to 90 Days11
- Simple Electronic Closing with Express Sign
- Automatic Online Bill Pay
- No Pre-Payment Penalties
- SCCU Membership, with Free Online and Mobile Banking60
- SCCU Member Service for the Life of the Loan
- Exclusive Rates for Community Heroes
| Terms |
Up to 84 Months |
|---|---|
| Application Fees |
None |
| Pre-payment Penalties |
None |
Quick Links
| Payment Period | Purchase APR* "As Low As" | Minimum Loan Amount | Payment per $1,000 |
|---|---|---|---|
| Up to 36 Months | 6.24% | No minimum loan amount | $30.53 |
| Up to 48 Months | 6.49% | No minimum loan amount | $23.71 |
| Up to 60 Months | 6.74% | $10,000 | $19.68 |
| Up to 66 Months | 6.99% | $10,000 | $18.29 |
| Up to 72 Months | 7.24% | $12,000 | $17.16 |
| Up to 75 Months | 7.49% | $15,000 | $16.74 |
| Up to 78 Months | 7.74% | $20,000 | $16.36 |
| Up to 84 Months | 7.99% | $25,000 | $15.58 |
Rates shown are fixed Annual Percentage Rates for vehicle model years 2024 and newer. Rates are subject to change. Your actual rate and terms are affected by your creditworthiness, term selected, vehicle type, and model year. Certain restrictions apply. You may be asked to furnish a down payment. Florida loans are subject to Documentary Stamp Tax. The tax amount is not included in the quoted APR.