Skip to main content Skip to footer content
It looks like you're using an outdated browser.
For a better experience, we recommend switching to a more modern browser like Google Chrome or Microsoft Edge. Learn more.
Space Coast Credit Union
Online Banking Login

Enroll Now Forgot Password Help

Credit Cards

Choose a Card to Match Your Purchasing Style!

Space Coast Credit Union provides Visa® credit cards for every need. No tricks, like double-cycle billing or short grace periods. Find the best credit card for you and apply today!

View Rates
  • Free Card Controls to Manage Card Usage in the SCCU Mobile App
  • Visa Zero Liability Protection14
  • Visa Account Updater – Auto update card information with participating merchants
  • Free 2Way Text Fraud Alerts
  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Free FICO® Score
  • Contactless Payments
  • Low Variable Rates
  • ID Navigator Powered by NortonLifeLock46
  • Roadside Assistance
  • Digital Wallet Payment Options

Visa Signature®

Visa Signature®

For members with well-established credit, SCCU’s Visa Signature Credit Card offers more benefits, exclusive experiences, merchandise, cashback, and travel rewards with every qualifying purchase.

Visa® Platinum

Visa® Platinum

SCCU’s Visa Platinum Credit Card is rewarding with low rates, no hidden fees, and 1% cashback rewards on qualifying purchases. 

Visa® Low Rate

Visa® Low Rate

If you tend to carry a revolving balance, then the SCCU’s Visa Low Rate Credit Card can save you money with its lower rates and no hidden fees.

Visa® Secured

Visa® Secured

If you're looking to establish or build your credit, SCCU’s Visa Secured Credit Card establishes your credit the secure, easy way by using your SCCU savings account as collateral. The minimum required deposit is $300 with a $3,500 credit line maximum.

Visa® Student

Visa® Student

Be safe, secure, and independent with SCCU's Visa Student Credit Card! Members between the ages of 15-18 can establish their credit with a parent co-signer and SCCU savings account as collateral.
Visa Signature®

SCCU’s Visa Signature Credit Card offers rewards with every purchase!

Apply Now 		Visa® Low Rate

SCCU’s Visa Low Rate Credit Card is rewarding with lower rates and no hidden fees.

Apply Now 		Visa® Platinum

SCCU’s Visa Platinum Credit Card is rewarding with low rates, no hidden fees, and Cash Back rewards.

Apply Now 		Visa® Secured

Visa Secured establishes your credit the secure, easy way!

Apply Now 		Visa® Student

Be safe, secure, and independent with SCCU's Visa Student Credit Card!

Apply Now
APR* for Balance Transfers
APR* for Balance Transfers
0.00% APR* for first 6 billing cycles, then as low as 16.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Balance Transfers
0.00% APR* for first 6 billing cycles, then as low as 13.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Balance Transfers
0.00% APR* for first 6 billing cycles, then as low as 15.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Balance Transfers
0.00% APR* for the first 6 billing cycles, as low as 18.00% APR* thereafter. (Rates based on creditworthiness.) 
APR* for Balance Transfers
0.00% APR* for the first 6 billing cycles, as low as 18.00% APR* thereafter. (Rates based on creditworthiness.) 
APR* for Purchases
APR* for Purchases
0.00% APR* for first 6 billing cycles, as low as 16.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Purchases
0.00% APR* for the first 6 billing cycles, as low as 13.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Purchases
0.00% APR* for the first 6 billing cycles, as low as 15.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Purchases
N/A
APR* for Purchases
0.00% APR* for the first 6 billing cycles, as low as 18.00% APR* thereafter. (Rates based on creditworthiness.) 
APR* for Cash Advances
APR* for Cash Advances
0.00% APR* for first 6 billing cycles, then as low as 16.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Cash Advances
0.00% APR* for first 6 billing cycles, then as low as 13.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Cash Advances
0.00% APR* for first 6 billing cycles, then as low as 15.74% APR* thereafter. (Rates based on creditworthiness.)
APR* for Cash Advances
0.00% APR* for the first 6 billing cycles, as low as 18.00% APR* thereafter. (Rates based on creditworthiness.) ​
APR* for Cash Advances
0.00% APR* for the first 6 billing cycles, as low as 18.00% APR* thereafter. (Rates based on creditworthiness.) 
Annual Fee
Annual Fee
$0
Annual Fee
$0
Annual Fee
$0
Annual Fee
$0
Annual Fee
$0
Cash Advance Fee
Cash Advance Fee
$0
Cash Advance Fee
$0
Cash Advance Fee
$0
Cash Advance Fee
$0
Cash Advance Fee
$0
Balance Transfer Fee
Balance Transfer Fee
$0
Balance Transfer Fee
$0
Balance Transfer Fee
$0
Balance Transfer Fee
$0
Balance Transfer Fee
$0
International Transaction Fee
International Transaction Fee
1% of the converted transaction amount
International Transaction Fee
1% of the converted transaction amount
International Transaction Fee
1% of the converted transaction amount
International Transaction Fee
1% of the converted transaction amount
International Transaction Fee
1% of the converted transaction amount
Other Fees
Other Fees
Late Payment Fee: up to $27
Other Fees
Late Payment Fee: up to $27
Other Fees
Late Payment Fee: up to $27
Other Fees
Late Payment Fee: up to $27
Other Fees
Late Payment Fee: up to $27
Minimum Finance Charge
Minimum Finance Charge
$0.50
Minimum Finance Charge
$0.50
Minimum Finance Charge
$0.50
Minimum Finance Charge
$0.50
Minimum Finance Charge
$0.50
Required Minimum Deposit
Required Minimum Deposit
N/A
Required Minimum Deposit
N/A
Required Minimum Deposit
N/A
Required Minimum Deposit
$300
Required Minimum Deposit
N/A
Age Limit
Age Limit
N/A
Age Limit
N/A
Age Limit
N/A
Age Limit
N/A
Age Limit
Must be between the ages of 15 and 18
Credit Line Maximum
Credit Line Maximum
N/A
Credit Line Maximum
N/A
Credit Line Maximum
N/A
Credit Line Maximum
$3500
Credit Line Maximum
N/A
Begins with a low line of credit and then increase as needs change
Begins with a low line of credit and then increase as needs change
N/A
Begins with a low line of credit and then increase as needs change
N/A
Begins with a low line of credit and then increase as needs change
N/A
Begins with a low line of credit and then increase as needs change
Yes
Begins with a low line of credit and then increase as needs change
Yes
Regular savings account can be used as collateral for the credit line
Regular savings account can be used as collateral for the credit line
N/A
Regular savings account can be used as collateral for the credit line
N/A
Regular savings account can be used as collateral for the credit line
N/A
Regular savings account can be used as collateral for the credit line
Yes
Regular savings account can be used as collateral for the credit line
Yes
Co-Signer Needed
Co-Signer Needed
N/A
Co-Signer Needed
N/A
Co-Signer Needed
N/A
Co-Signer Needed
N/A
Co-Signer Needed
Yes
Requires a joint account holder who is a parent or legal guardian
Requires a joint account holder who is a parent or legal guardian
N/A
Requires a joint account holder who is a parent or legal guardian
N/A
Requires a joint account holder who is a parent or legal guardian
N/A
Requires a joint account holder who is a parent or legal guardian
N/A
Requires a joint account holder who is a parent or legal guardian
Yes
Apply Now Apply Now Apply Now Apply Now Apply Now

Frequently Asked Questions

If you need a new or replacement credit or debit card, you can call our Member Service Center, visit any of our branches or submit a request via Online Banking.
Was this helpful?

During business hours:
Immediately call SCCU's Member Service Center, visit any of our branches or send a secured message via Online Banking to report the problem. You can also access Card Controls in the Mobile Banking app to turn cards off/on to prevent additional transactions from occurring.
 
Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
 
A team member will assist you. Your card will be blocked to prevent fraudulent activity. You will receive a new card within 8 calendar days. A team member will discuss any further action to be taken on your part, if that is applicable to your situation.

Please have the following information available:

• Name
• 16 Digit Card Number
• Social Security Number
• Member Number

If you are reporting a fraudulent transaction, please also provide the following information: 

• Type of transaction (debit or credit)
• Date of transaction(s)
• Merchant(s)
• Dollar Amount(s)
 
After business hours:
Call SCCU at your local number below, and choose Option 1 for Telephone Banking or the Member Service Center. Then, Option 0 for After Hours Card Support.

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
 
Please have the following information available:
• Name
• 16 Digit Card Number
• Social Security Number

Please note the following important information:
• Your call will be rerouted to After Hours Card Support.
• The only action that will be taken during an afterhours call is to block your card.
• Please contact SCCU during normal business hours as soon as possible after reporting your card problem, so that a team member can assist you with the additional actions necessary for your account.
Members with an Eastern Financial MasterCard® Credit Card or HELOC Platinum Visa® Credit Card
• To report a MasterCard Credit Card lost or stolen, or to report fraudulent activity, please call the MasterCard Credit Card Lost/Stolen System at: 866-839-3485.
• To report a HELOC Credit Card lost or stolen, or to report fraudulent activity, please call the Card Holder Services partner at: 800-449-7228.
Don’t forget to monitor your account for unauthorized activity, and report any suspicious transactions to SCCU.
• Log on to Online Banking any time to view current account activity. Don’t wait for your monthly statement.
• If you do not use Online Banking, carefully review your monthly statement and contact SCCU to report any suspicious activity.
Was this helpful?

You can activate your card by calling 1-888-314-6005.
Was this helpful?

During normal business hours:

To initiate a dispute or fraud claim, you may visit any local branch, contact our Member Service Center or complete the dispute form located in Online Banking. To view the form in Online Banking, you must log in, click Contact Us, then Secured Forms and choose the appropriate form.

After Business Hours:

If you experience potential fraud on your account afterhours, you can contact us at your local number below, and choose Option 1 for Telephone Banking or the Member Service Center. Then, Option 0 for After Hours Card Support. A representative will assist you with verifying potential fraudulent transactions on your account and blocking your card immediately.

You will need to contact SCCU during normal business hours to request a replacement debit or credit card as well as to file a dispute or fraud claim. You can either contact us at your local number below or complete the required forms in Online Banking. To view the form in Online Banking, you must log in, click Contact Us, then Secured Forms and choose the appropriate form.

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
 
Was this helpful?

2Way Text Fraud Alerts help to protect you by immediately alerting you of a possible fraudulent transaction on your card through text. Through this service you can respond to potential threats in real time by texting back YES to verify the transaction or NO to confirm the transaction as fraudulent behavior. This will allow you and SCCU to take quicker action to prevent further fraudulent activity on your account. 
 
This feature is in addition to our current fraud alerts program. Now you will receive real time alerts three different ways - email, phone, and text.  
Was this helpful?

You can report fraud on your card by calling the Member Service Center at 1-800-447-7228 or by sending a secure message through Online Banking.
Was this helpful?

Visa Account Updater provides participating merchants with your updated card number and expiration date for established reoccurring payments. This complimentary member benefit provides peace of mind knowing you won’t have to update each account with a reoccurring payment if your card is reissued due to expiration or if your card is lost or stolen. To opt-out of Visa Account Updater, please send us a Secure Message in Online Banking or call 800-447-7228.
Was this helpful?
See all Credit Cards FAQs
See our Consumer Credit Card Agreement and Application Solicitation Disclosure.
See our Visa Guide to Benefits.
See our Signature Visa Credit Card Rewards Terms and Conditions for additional details.
See our Platinum Credit Card Cash Back Terms and Conditions.