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0% APR on purchases, balance transfers, cash advances, and so much more with a Visa Signature and Platinum credit card. Promotion valid from August 1 through October 1, 2022.

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Mortgage Products

Home Loan Options to fit Every Member's Needs!

Whether you're a first-time homebuyer, moving up, or downsizing, SCCU offers a variety of mortgage options for your home purchase. Our local decision makers can help guide you through the process, answer your questions, and provide you with a fast mortgage application and loan closing process.

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  • SCCU Interest Rate Guarantee18
  • Fast Pre-approval Decisions, Online or Over the Phone
  • SCCU Member Service for the Life of the Loan
  • No Intangible Tax21
Enjoy the excitement and overcome the hurdles. Gone are the days when well-qualified buyers needed as much as 20% down!
Create stability knowing you'll have the same principal and interest payment amount each month for the life of the loan.
Save thousands when it's time to close on your loan!
Start building equity with a lower rate and payment in the beginning of your loan.
Create a path to your carefree Florida condo lifestyle.
Go big! Finance your dream home and live the lifestyle you've worked hard to achieve.
Buy your home with a lower down payment!
Reap the rewards of your military service, and move into a home for less.
Plan and build the home of your dreams.

Frequently Asked Questions

Yes! Our flexible Home Equity loan options give you the ability to choose the funds you need, when you need them. Learn more.
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Pay Your Home Loan in SCCU Online BankingIt's easy! Sign up for automatic payments or make a manual payment from your SCCU savings or checking account in Online Banking. You can also make a payment from an account at another financial institution.

Mobile Wallet Loan PaymentsAdd your SCCU Home Loan to your Apple Wallet app or Google Pay app (GPay), and make one-time loan payments securely and conveniently through your mobile wallet.

In the Branch: Find your local branch location.

By Phone: Use Call-24 Bank by Phone Access (must have a Call-24 PIN) or speak with one of our Member Service Center representatives at 321-752-2222.

To set up a Call-24 PIN visit your local branch or speak with one of our Member Service Center representatives at the number above.

By Mail
8045 N. Wickham Rd.
Melbourne, FL 32941

Acceptable Forms of Payment Include:

  • Check (Personal, Business, On-Us, Teller Check, Money Order)
  • Debit Card
  • Cash and/or Transfer from SCCU Account
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If your loan payment has been assessed a late fee, online payment access is disabled. To restore this access, your scheduled payment and late fee must be processed by an SCCU representative.

Please contact Member Services using the contact information below for your area. You may also visit your local SCCU branch for assistance.

Brevard: 321-752-2222  |  Broward: 954-704-5000  |  Miami-Dade: 305-882-5000  |  
All Other Areas: 800-447-7228


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