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Home Equity Loans

Put your equity to work for you

Your home is probably the largest purchase you'll make in your lifetime, and you've worked hard to gain equity in that investment. Put your equity to work for you to fund that home improvement project you've been dreaming of, consolidate and pay off bills, pay for larger purchases like college or a wedding — or just have access to money for emergencies. Our flexible Home Equity loan options give you the ability to choose the funds you need, when you need them. Plus, with No Closing Costs on most equity loan options, we make it easy to get fast access to that cash!

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  • Fast Pre-approval Decisions, Online or Over the Phone
  • No Intangible Tax21
  • SCCU Member Service for the Life of the Loan
  • No Pre-Payment Penalties
  • With No Closing Costs on Most Home Equity Loans, Enjoy Easier Access to Your Equity
  • No Hidden Terms or Fees
Cash in on your home's equity for recurring purchases or emergencies.
Our Fixed Rate Home Equity Loan, also known as a Second Mortgage, lets you put the equity you’ve earned in your home to work for you

Frequently Asked Questions

Yes! Our flexible Home Equity loan options give you the ability to choose the funds you need, when you need them. Learn more.
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In the Branch: Find your local branch location.

By Phone: Use Call-24 Bank by Phone Access (must have a Call-24 PIN) or speak with one of our Member Service Center representatives at 321-752-2222.

To set up a Call-24 PIN visit your local branch or speak with one of our Member Service Center representatives at the number above.

By Mail
8045 N. Wickham Rd.
Melbourne, FL 32941

Acceptable Forms of Payment Include:

  • Check (Personal, Business, On-Us, Teller Check, Money Order)
  • Debit Card
  • Cash and/or Transfer from SCCU Account
     
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If your loan payment has been assessed a late fee, online payment access is disabled. To restore this access, your scheduled payment and late fee must be processed by an SCCU representative.

Please contact Member Services using the contact information below for your area. You may also visit your local SCCU branch for assistance.

Brevard: 321-752-2222  |  Broward: 954-704-5000  |  Miami-Dade: 305-882-5000  |  
All Other Areas: 800-447-7228

 

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