Online Banking Login

Checking Accounts

The Checking Account Options You Need!

A checking account is for your everyday expenses and transactions. We offer different checking accounts to meet our members' varying needs, and they all feature electronic services for convenience and security. Plus, with SCCU’s Priority Pay, members get their direct deposits a day early!42
 
View Rates
  • Free Bill Payer30
  • Free Account Alerts
  • Free Online Banking and Mobile Banking
  • Free Mobile Deposit29
  • Free Visa® Contactless Debit Card
  • Free Access to SCCU ATMs
  • No Direct Deposit Requirement
  • Free Statements
  • Free CardValet® to Manage Card Usage From Your Phone
  • Free CALL-24 telephone banking
  • 2Way Text Fraud Alerts
  • Get Your Direct Deposit A Day Early With SCCU Priority Pay42
  • Account Alerts to Monitor Activity
Our most popular checking account comes with all the convenience and none of the fees. No minimum balance, no monthly maintenance fee and no direct deposit or transaction requirements. Simply free!
All of our great checking benefits plus earn interest on your eligible balances. SCCU has competitive rates and the features you need for convenient, secure everyday banking.
Students ages 13-17, get a start on the road to financial independence, open an SCCU Student Checking account today! 
This interest-earning account is there to help individuals who have high-deductible health plans save for future, qualified medical expenses.
Free Checking

Our most popular checking account comes with all the convenience and none of the fees. No minimum balance, no monthly maintenance fee and no direct deposit or transaction requirements. Simply free!

Apply Now
Health Savings Checking

This interest-earning account is there to help individuals who have high-deductible health plans save for future, qualified medical expenses.

Visit a Branch to Open
Interest Checking

All of our great checking benefits plus earn interest on your eligible balances. SCCU has competitive rates and the features you need for convenient, secure everyday banking.

Apply Now
Student Checking

A free checking for students age 13-17 with all of the features needed to experience managing money.

Apply Now
Minimum opening deposit
Minimum opening deposit
$25
Minimum opening deposit
$0
Minimum opening deposit
$25
Minimum opening deposit
$25
Minimum daily balance
Minimum daily balance
None
Minimum daily balance
None
Minimum daily balance
$1,500
Minimum daily balance
None
Monthly low balance fee
Monthly low balance fee
None
Monthly low balance fee
None
Monthly low balance fee
$15/mo
Monthly low balance fee
None
Requires an adult joint account holder
Requires an adult joint account holder
No
Requires an adult joint account holder
No
Requires an adult joint account holder
No
Requires an adult joint account holder
Yes
Funds can only be used for qualified medical expenses
Funds can only be used for qualified medical expenses
N/A
Funds can only be used for qualified medical expenses
Yes
Funds can only be used for qualified medical expenses
N/A
Funds can only be used for qualified medical expenses
N/A
Earns Interest
Earns Interest
No
Earns Interest
Yes
Earns Interest
Yes
Earns Interest
No
Monthly service fee
Monthly service fee
None
Monthly service fee
None
Monthly service fee
None
Monthly service fee
None
Apply Now Visit a Branch to Open Apply Now Apply Now

Frequently Asked Questions

The cost for checks can vary depending on the design and quantity you choose. 

You may order checks conveniently through your secure online banking account. Members may also call the Member Service Center, or visit any branch location to order.


IMPORTANT INFORMATION FOR ORDERING CHECKS:

  • You will need SCCU's Routing Number and your 13-digit electronic checking account number to accurately order your SCCU checks
  • SCCU's Routing Number is 263177903 and you may find your 13-digit electronic checking account number on your monthly statement
  • Please note that failure to use the correct numbers may result in delayed or denied payments


If you are re-ordering checks with no changes (same style, information, and shipping address as last order), please click here.

 

Was this helpful?

Yes! Space Coast Credit Union is proud to offer absolutely free checking with no monthly fees, no minimum balance, no transaction fees, no direct deposit requirement, free statements, and more.

Learn more about SCCU Free Checking here.
Was this helpful?

If you need a new or replacement credit or debit card, you can call our Member Service Center, visit any of our branches or submit a request via Online Banking.
Was this helpful?

You may order checks in Online Banking, at any SCCU branch, or by visiting the below ordering links:

Order Personal Checks
Order Business Checks

You may also call the Member Service Center at your local number below:

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-500
All Other Areas: 800-447-7228

Was this helpful?

When you write a check, pay a bill, or have a scheduled automatic payment:
  1. If funds are not available and you've exhausted your other overdraft resources, Overdraft Privilege (ODP) will allow your transaction to be paid up to your limit (for qualified checking accounts*)
  2. You will be covered by Overdraft Privilege and charged $30 per item
Was this helpful?

2Way Text Fraud Alerts help to protect you by immediately alerting you of a possible fraudulent transaction on your card through text. Through this service you can respond to potential threats in real time by texting back YES to verify the transaction or NO to confirm the transaction as fraudulent behavior. This will allow you and SCCU to take quicker action to prevent further fraudulent activity on your account. 
 
This feature is in addition to our current fraud alerts program. Now you will receive real time alerts three different ways - email, phone, and text.  
Was this helpful?

You may view SCCU's personal check hold policy by clicking here
Was this helpful?

SCCU's routing number is 263177903. You will need SCCU's routing number and your 13-digit electronic checking account number to accurately order your SCCU checks. Your 13-digit electronic checking account number can be found on your monthly print or electronic statement. You may also call the Member Service Center for assistance. Please note that failure to use the correct numbers may result in delayed or denied payments.
Was this helpful?

FreeMSG SPACE COAST CU Fraud Center
877-XXX-XXXX $125.46 on card 1234 at
Macy’s. If valid reply YES, fraud NO. To Opt
Out, STOP.
Was this helpful?