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Youth Savings

Teach your children healthy savings habits

With an SCCU Youth Savings account, children develop healthy savings habits and gain money-management experience with your guidance. This free account earns dividends and offers convenience, like mobile check deposit and online account transfers.

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Product Features

Terms & Fees
Minimum opening deposit


Transaction limit


Earns interest


Minimum daily balance


Monthly low balance fee


Monthly service fee


Requires an adult joint account holder


Youth Savings Account Interest Rates

Effective Date: July 01, 2024
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Balance Interest Rate APY^
$0 - $499.99 0.04% 0.04%
$500 - $99,999.99 0.04% 0.04%
$100,000 and over 0.04% 0.04%

Minimum average daily balance required for some accounts. Rates are accurate as of the effective date displayed, and they are subject to change. The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Fees may reduce earnings on the account.