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Youth Savings

Teach your children healthy savings habits

With an SCCU Youth Savings account, children develop healthy savings habits and gain money-management experience with your guidance. This free account earns dividends and offers convenience, like mobile check deposit and online account transfers.
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Product Features

Terms & Fees
Minimum opening deposit $5
Transaction limit 6
Earns interest Yes
Minimum daily balance None
Monthly low balance fee None
Monthly service fee None
Requires an adult joint account holder Yes

Savings Account Interest Rates

Effective Date: October 01, 2020
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Balance Interest Rate APY^
$0 - $499.99 0.05% 0.05%
$500 - $99,999.99 0.05% 0.05%
$100,000 and over 0.05% 0.05%
Minimum average daily balance required for some accounts. Rates are accurate as of the effective date displayed, and they are subject to change. The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period.

There are no transaction limitations on your savings account at this time. As of April 24, 2020, the Federal Reserve Board temporarily suspended Reg D until further notice.