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No Down Payment

The Quicker Way to Home Ownership

You’ve launched your career and are making some great moves. You might have some debt; but it’s manageable. You’re paying bills and saving; but will it ever be enough to buy a home? Our 100% Financing Home Loan can get you there! You’ll still need to bring some cash to the table for closing costs like inspections, prepaid insurance and taxes; but gone are the days when well-qualified buyers needed as much as 20% down! 56  Our 100% Financing Home Loan rewards your hard work. And your good income and credit score can mean a quicker path to home ownership!
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Product Features

Terms & Fees
Available On Conventional Fixed-Rate and Select 5/1 Adjustable-Rate Purchase Loans; Single-Family Homes only
Terms Up to 30 Years
Application Fees None
Pre-Payment Penalties None
Intangible Tax None
Origination Fee $1,100

No Down Payment Home Loan

Effective Date: June 11, 2021
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Term Interest Rate APR* Example Loan Amount Example Monthly Payment
10 Years 2.625% 2.834% $200,000 $1,896.79
15 Years 2.750% 2.894% $200,000 $1,357.24
20 Years 3.500% 3.614% $200,000 $1,159.92
30 Years 3.500% 3.581% $200,000 $898.09
100% FINANCING: Certain restrictions apply. Available on select single-family purchase home loans; not available on refinance. Must be primary residence. 100% financing of verified property value at time of financing. Subject to program creditworthiness criteria, credit approval, verification, and collateral evaluation. At loan closing, borrower responsible for funds to cover prepaid reserves and closing costs such as inspections, appraisals, title insurance, etc. Gift funds not permitted. Private mortgage insurance required.