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Home Buying Center

Take the mystery out of home buying!

We get it: buying a home is probably one of the largest financial commitments of your life, and it can be stressful! When it comes to buying and financing a home, the options seem limitless. For you, knowledge is power. At SCCU, we take our role as Members’ Watchdog seriously. That’s why our knowledgeable home loan associates are always ready to help you talk through the process—to make sure you find the financing that’s right for you. Check out the tools and tips in our Home Loan Center to help you along the way!

Shop with Confidence!

With a pre-approved home loan, you know your budget and buyers know you’re serious!

Shop with Confidence!

Get pre-approved today!

Helpful Articles

Which Type of Mortgage is Best for Me?
October 22, 2020 by Space Coast Credit Union
By the end of this guide, you will have a clearer understanding of the different types of mortgages and be able to narrow down which mortgage type may be best suited for you.
5 Tips for Buying a House During the Pandemic
June 30, 2020 by Space Coast Credit Union
Although you should move forward carefully in the homebuying journey, you do not have to put your dream home on hold.
SCCU Member Hurricane Checklist
August 28, 2019 by Timothy M. Antonition
Overall we have been relatively lucky in the last several years; however, we always need to be prepared.
How to Tackle Your New Home Search
August 27, 2018 by Gary Prager
If you’re just starting your new home search, you’ll be quick to find it’s no longer a “buyer’s market.”
Mortgage Rates are Rising, is it Better to Buy or Wait?
April 5, 2018 by Gary Prager
If you’ve been on the fence, now might be the time to act. 
Spring into Home Buying
February 7, 2018 by Space Coast Credit Union
Spring is a busy season in the housing market, with more homes available than any other time of year. 
Home Improvement Tips and Strategies
December 8, 2017 by Space Coast Credit Union
Ready to remodel? Here are three important home improvement tips.
3 Important Mortgage Loan Questions to Ask
July 14, 2017 by Space Coast Credit Union
If you’re buying your first home or haven’t applied for a mortgage in a while, ask your lender these questions.
Home Loan Process: Pre-Approval to Closing
June 1, 2017 by Space Coast Credit Union
If you're new to home buying, it's natural to wonder how the mortgage loan process works.
How Much House Can I Afford?
May 18, 2017 by Space Coast Credit Union
It's a question we get asked frequently, and there are many factors that go into answering it...
Down Payments: How Much is Enough?
April 20, 2017 by Space Coast Credit Union
Making a down payment is an investment and, as with any investment, it's important to weigh the pros and cons.
What is a Mortgage Pre-Approval?
April 20, 2017 by Space Coast Credit Union
Is a mortgage pre-approval something you need before you can start house shopping?
How Interest Rates Affect Your Mortgage
May 13, 2016 by Space Coast Credit Union
The interest rate on your mortgage can affect your monthly payment by thousands of dollars each month.
The SCCU HomeAdvantage
March 1, 2015 by Gary Prager
Space Coast Credit Union aims to be the one-stop-shop for members purchasing a home.
Mortgages: APR = Annual Percentage Rate. Mortgage loans are originated by Space Coast Credit Union, and are subject to credit approval, verification and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. These mortgage loan programs constitute first mortgage liens secured by the home and property. The down payment is determined by the Loan-to-Value ratio (Ex: 90% LTV = 10% down payment). Loans exceeding 80% of the appraised value of the home require private mortgage insurance (PMI). Member responsible for any funds needed for closing costs and pre-paid escrow. Consult an SCCU Express Services Associate for details.