It looks like you're using an outdated browser.
For a better experience, we recommend switching to a more modern browser like Google Chrome or Microsoft Edge. Learn more.
Online Banking Login

Tarjetas de crédito para cada necesidad

Con tasas variables bajas, opciones de pago con billetera digital y sin tarifas anuales, los miembros disfrutan más con una tarjeta de crédito SCCU Visa®.

Compara Tarjetas

Hero Loans

From Space Coast Credit Union

To honor those serving on the front line in our communities, we are offering exclusive hero loan programs† with special rate discounts on home and auto loans for first responders, medical professionals, law enforcement, educators, military personnel, and Department of Defense and government contractors. See below for more details on these offers and apply today! 

Hero Home Loans

Choose the option below that best fits your financial needs. Affordable Housing Program grant assistance is also available with each option. Our Express Mortgage Originators can help you explore the benefits of each option.        

No Closing Costs Option55   

For all eligible heroes

We cover third-party closing costs.
✓ We waive lender origination fees.
Get 0.25% off our regular No Closing Costs rates.

Visit our No Closing Costs page for additional details on this program.

Contact Us  Apply Now

Reduced Rate Option

For all eligible heroes

Get 0.25% off our already low first mortgage rates.
For purchase or refinance
Helps lower monthly payments

See today's rates.

Contact Us  Apply Now

No Private Mortgage Insurance Option58        

Exclusively for Military Members

No private mortgage insurance costs with a rate adjustment.
Helps lower monthly payments
✓ Faster process than VA Loans 

Contact Us  Apply Now

Includes active, veteran, and retired members of the Army, Marine Corps, Navy, Air Force, Space Force, as well as their spouses and widowed spouses. Excludes National Guard and Reserve members.

Hero Auto Loans

Receive both offers when you either finance a new purchase or refinance an existing vehicle.

For all eligible heroes.

✓ No payments for up to 90 days.11        
✓ Finance up to 75 months, but enjoy a lower 48-month rate.53         
(Additional terms available. Call for your personalized quote.) 

See today's rates.

Contact Us  Apply Now

See terms and conditions below for auto loan payment example.

More Hero Loan Information

  • Educators: Includes teachers, professors, substitute teachers and coaches working in pre-kindergarten through university
  • Medical Professionals: Includes all medical doctors (MDs), physician assistants (PAs), registered nurses (RNs), certified nursing assistants (CNAs), licensed practical nurses (LPNs), Radiologic Technologists (X-Ray Techs), physical therapists, Speech-Language Pathologists (SLPs working in a medical facility), dentists (DDSs) and dental assistants (CDAs)
  • First Responders: Includes public, private, and volunteer firefighters, paramedics and EMTs
  • Law Enforcement: Includes uniformed officers, detectives, state police, highway patrol, sheriffs, special jurisdiction police, air marshals, border patrol agents, crime scene investigators, corrections officers and federal law enforcement officers
  • Military: Includes active, reserve, veteran, and retired members of the Army, Marine Corps, Navy, Air Force, Space Force, Coast Guard and National Guard, as well as their spouses and widowed spouses
  • Department of Defense and Government Contractors: Employees of companies or individuals who hold a contract with the Department of Defense and the federal government (must verify with a valid government-issued ID). 

Eligibility must be validated through verification of employment and job title/position. Current employment badges and paystubs are acceptable.  Applicants must meet standard underwriting criteria for approval; qualified borrowers only. Note, rate discount will be applied after application approval is processed. Offers are subject to change and may be withdrawn at any time. Rates subject to change at any time. Other restrictions may apply. Contact SCCU for details.

Auto Loan Payment Example: A new auto loan of $20,000 for 48 months at 1.900% APR* will have a monthly payment of $433.07.

Home Loan Payment Example: A fixed-rate conventional mortgage loan of $200,000 for 30 years at 3.330% APR* will have a monthly payment of $870.41. Taxes and insurance not included, your actual payment obligation will be higher.

Want to Learn More?
Check out these helpful articles.
teaser image for page Hero Home Loans at SCCU | Comparing Your Options
Hero Home Loans at SCCU | Comparing Your Options
In this article, we compare Hero Home Loan options in depth with examples to help you select the one that best fits your financial needs.
teaser image for page Is it better to buy a used or new car?
Is it better to buy a used or new car?
To help you decide, we’re taking a closer look at the new car vs. used car pros and cons and tips to keep in mind during the car-buying process.
teaser image for page The Full List of Florida FHA Loan Requirements: Important FHA Guidelines for Borrowers
The Full List of Florida FHA Loan Requirements: Important FHA Guidelines for Borrowers
FHA loans offer a more accessible avenue to homeownership for many people. Not sure if you meet the qualifications, or if it’s a good fit for you?