It looks like you're using an outdated browser.
For a better experience, we recommend switching to a more modern browser like Google Chrome or Microsoft Edge. Learn more.
Online Banking Login

Tarjetas de crédito para cada necesidad

Con tasas variables bajas, opciones de pago con billetera digital y sin tarifas anuales, los miembros disfrutan más con una tarjeta de crédito SCCU Visa®.

Compara Tarjetas

Sin Costos de Cierre "No Closing Costs"

Ahorre miles en costos de cierre

Ahorrar para un pago inicial y costos de cierre puede ser desafiante, especialmente para aquellos que adquieren su primera vivienda. Nuestra opción Sin Costos de Cierre reduce en gran medida la cantidad de dinero que necesita al cerrar porque cubrimos sus cargos a terceros y renunciamos a los cargos de originación del préstamo.17  Todavía tendrá un pago inicial, pero esta es una gran opción si desea llevar menos dinero al cierre. Su tasa de interés será ligeramente mayor, pero no tendrá cargos por anticipo de pago o restricciones ocultas.

Aplica Ahora

Beneficios del Producto

Plazos y cargos
Terms

Up to 30 years fixed

Application Fees

None

Pre-Payment Penalties

None

Origination Fee

None

Other Fees

Prepaid Taxes, Interest, and Mortgage Insurance

Available With

Conventional Fixed-Rate Purchase or Refinance; Construction; Jumbo; Select Adjustable-Rate Purchase Loans

No Closing Costs Home Loan Interest Rates

Fecha disponible: julio 03, 2024
Aplica Ahora
Término Tasas desde APR* "As Low As" Ejemplo de cantidad del préstamo Ejemplo de pago mensual
10 Años - Purchase or Refi 6.750% 7.033% $200,000 $2,296.48
15 Años - Purchase 6.875% 7.077% $200,000 $1,783.71
15 Años - Refinanciamiento 7.000% 7.203% $200,000 $1,797.66
20 Años - Purchase or Refi 7.375% 7.540% $200,000 $1,595.93
30 Años - Purchase 7.375% 7.503% $200,000 $1,381.35
30 Años - Refinanciamiento 7.500% 7.629% $200,000 $1,398.43

No Closing Costs Option: Rates based on creditworthiness. Certain restrictions apply. Available on select purchase and refinance home loans. Must be primary residence. Rate adjustment will be applied to current rates. Rates subject to change. Example rates, loan amounts, and monthly payments shown above are based on current 30-year Conventional Fixed Rate Loan; ask your SCCU representative for examples on other available No Closing Costs loan options. Monthly payments do not include taxes and insurance; the actual payment obligation will be greater.

You’ll still need to make your down payment, and prepaid taxes, interest, mortgage insurance, real estate agent and brokerage fees/commission and fees for optional discount points (if you choose), but SCCU will cover your third-party charges and waive our loan origination fees. Your down payment is determined by the Loan-to-Value ratio. (90% LTV = 10% down payment) Loans exceeding 80% of the appraised value of the home require private mortgage insurance.