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Business Visa® Platinum Credit Card

Cover the planned and unexpected with confidence

Our Business Platinum Visa® Credit Card provides you with great rates for the flexibility you need to run your business.
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Product Features

Terms & Fees
Terms Speak with a Business Advisor for APR details.
Annual Fee $0
Cash Advance Fee $0
Balance Transfer Fee $0
Late Payment Fee Up to $27
Other Fees Speak with a Business Advisor for details.

Frequently Asked Questions

Yes! With SCCU's convenient Online Bill Payer service, you can not only pay bills—you can also transfer funds from one SCCU account to another. That means you can pay your SCCU Business Platinum Visa® Credit Card bill by transferring payment from your Business Share Savings Account, Free Business Checking Account or Business Interest Checking Account.
 

Our Business Platinum Visa® Credit Card helps you save money in several ways, including 1% Cash Back on the purchases you make for your business. It includes these benefits and more:
  • No minimum cash back balance is required for redemption.
  • All of your qualifying purchases are eligible for Cash Back.
  • You can redeem your Cash Back through our convenient online banking.
  • Your rewards can be redeemed as a credit on your statement or you can have cash deposited directly into your SCCU small business account or small business savings account.
  • Your Cash Back has no expiration date while your account is open and in good standing.

To apply for our Business Visa® Platinum Credit Card, you will first need to open an SCCU business account. Once your account is established, call our Business Services Specialists at your local number below:
 
Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All other areas: 800-447-7228
 
You may need to provide the following:
  • A completed business loan application
  • A completed business debit summary schedule
  • A copy of your most recent two years' personal and business tax returns
  • Articles of Incorporation for an S-Corp or C-Corp, or Articles of Organization for an LLC
  • Proof of your company's active status on Sunbiz.org

Our business credit cards are designed to help save you money, so our Business Visa® Platinum Credit Card offers an introductory rate of 0% APR* for the first six months13 on balance transfers and purchases, with variable rates as low as 8.74% APR^. See the SCCU Business Platinum Credit Card Terms & Conditions for more details. If you have questions or would like to learn more about a business credit card for your company, contact our Business Services Specialists.
 

The best business credit card is the one that helps you simplify managing your business finances so that you can stay focused on serving your customers. It should also help you save time and money, with features such as no annual fee, a low APR and rewards such as cash back on the purchases you make for your business.
 
At SCCU, our Business Platinum Visa® Credit Card does all of this and more, including:
  • Free additional cards for your employees.
  • Security that provides coverage for damaged purchases or stolen purchases, travel problems, unauthorized charges, auto rentals and much more.
  • Competitive rates for balance transfers and purchases, plus an introductory 0% APR for the first six months
  • Access to discounts and special money-saving offers from your favorite brands at visa.com.

You could use your personal credit card for business purposes, but you would lose the many advantages that having a company credit card offers. Separating your personal expenses from your business expenses can help make tracking expenses easier, which will help you when it's time to file your business taxes. It can also make it easier to review employee spending, help you manage cash flow more efficiently, and even offer you protection from fraudulent credit card charges.
 
When you choose a business credit card that offers the opportunity to earn rewards, you can save money that can go back into your business.