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Owners’ Manual

Your Membership Guide

Thank you for the trust you placed in SCCU and giving us the opportunity to help you with your financial needs. We take seriously our responsibility to protect your interests during life’s moments when you need a trusted financial partner.

SCCU is much more than a loan or a place to keep your checking account. We’re a financial cooperative that exists solely to serve member owners, like you. You may not be in need of all of our services today, but as you go through life you will have changing financial needs, and we will be there every step of the way.

There is a wealth of information available on our website, this owner’s manual can help you get started with SCCU so you can enjoy all of the benefits membership has to offer!

Download Your Owners' Manual

Get the most out of your membership. 

Banking when and where you want it - online, mobile and in person.

  • ENROLL IN ONLINE BANKING . Access your accounts online at your convenience. Easily monitor accounts, transfer funds, and pay bills and other people. Enroll at
  • GO PAPERLESS! Choose e-Statements over mailed paper statements, offering greater convenience and security benefits—which means less worry for you!
  • SET UP PAYMENTS . Conveniently pay your loans using online banking or our mobile app. You can transfer money from your SCCU savings or checking account to pay your loan all in one place. You can also set up external payments from a checking account at another financial institution, or pay your loan with a debit card over the phone. Recurring loan payments offer added convenience by automatically paying your loan, ensuring you will never be late.
  • DOWNLOAD OUR MOBILE APP . Manage your accounts from the palm of your hand anytime, anywhere with our mobile banking app available for Android and Apple! You can quickly check balances, transfer money, pay other people, make payments, and deposit checks with your camera phone!
  • SIGN UP FOR FREE ACCOUNT ALERTS . From transaction activity to low balance notifications, you can set up custom e-alerts in online banking to help manage your accounts and monitor transactions to quickly detect potential fraud.
  • ENROLL IN DIRECT DEPOSIT . Enjoy the safety and convenience of having your paycheck automatically deposited. You’ll receive your check sooner, and you can skip the trip to the branch.
Banking Products
Save time and make better decisions with these helpful tools and tips.
Personal Loans
Save time and make better decisions with these helpful tools and tips.
Other Services
Save time and make better decisions with these helpful tools and tips.