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News & Tips

How Can a Business Advisor Help Me?

As a small business owner, you’ll often wear many hats that could include anything from helping clients to managing finances. But it’s impossible to be an expert on every little thing, right?

Maybe you’d like to strengthen your knowledge in certain areas because they’re not your strong suit (i.e. bookkeeping), or you’d like to get beyond breaking even and grow your profits. 

Just know that you don’t have to go at it alone. Business advisors are resources that not only can help you overcome hurdles, but can also help you get on a better path to achieving your goals. 

What Does a Business Advisor Do?

Business advisors are like an all-in-one financial consultant, marketing strategist, confidence-building cheerleader, and growth coach. Think of them as a co-pilot, an extension of your business if you will, who stays up to date with industry trends. They can help you identify your business’s strengths and weaknesses, come up with a game plan, decide the best way to reel in more clients, and find ways to optimize your daily operations. They also offer help with navigating some of the requirements to get your business off the ground. 

5 Reasons to Meet with an SCCU Business Advisor

If you’ve been searching high and low for a small business advisor, look no further than Space Coast Credit Union. Here are the top reasons why: 

1. You’ll get nuggets of wisdom

The SCCU Business Advisors team is made up of people who bring a lot of different backgrounds to the table, such as finances, leadership, and marketing. They’re also Certified Small Business Consultants with the Association of Accredited Small Business Consultants. In other words, you can feel rest assured that the advisor you meet with will give you sound advice on your money matters and on other areas to help your business grow and succeed.  

2. Your consultations are FREE

Anybody, even non-SCCU members, can meet with our Business Advisors for FREE—either virtually, in your place of business, or in a branch location—your choice! (SCCU members can take advantage of their coaching and consulting program.) They specifically want to learn more about YOU and YOUR business, no matter if you’re just starting out or in the thick of it. 

They’ll ask you questions to learn more about your goals, objectives, and the challenges you’re facing. Plus, they’ll also walk through a step-by-step guide with you to launch your business. Better yet, they can help you with your banking needs, such as recommending merchant services, accounting and payroll services, etc.

3. You’ll get expert advice on your finances

Did you know that about 50% of all small businesses fail during the first five years of being open? The top reasons many businesses close are cash-flow issues and getting customers. An SCCU Business Advisor will help you maintain success by learning more about your business and how it operates and transacts, as well as your goals. Then, they’ll provide you with recommendations and even come up with a structured plan in some cases to meet those goals, such as generating more revenue, maximizing profitability, and saving more money. They can also help you choose a financial management solution to keep your finances running more smoothly on a day-to-day basis. 

As a side note, SCCU has partnered with BancCard, which allows businesses to accept all card types with EMV/NVF terminals that have smartphone/tablet functionality. Plus, we also offer a variety of FINSYNC packages that help businesses centralize their finances all in one location, such as payments, payroll, and accounting and cash flow. Learn more about FINSYNC here

4. You’ll get assistance with creating a blueprint for success

Once they’ve nailed down your goals and finances, they’ll work with you to map out a plan with winning strategies to strengthen your business’s future—both for short-term and long-term planning. If you need to secure capital funding, they’ll go over the information and documents you need to make it happen with a loan or credit card. Or perhaps, you’d like a little more advice with branding your business, attaining clients, developing supply chains, or launching new products or services. 

5. You can get guidance on employment growth

It’s not uncommon for small businesses to have some growing pains as they scale their operations. If you’re facing roadblocks with hiring, such as listing jobs, meeting skill gaps, interviewing difficulties, etc., then a business advisor will be happy to help give you some pointers so that you can build your dream team. 

They may also make recommendations for human resource specialists if you’d like more information on legal requirements. Additionally, they may also suggest organizations to join or events to attend that’ll help you connect with other business owners and community members because networking often helps lead to employee referrals. 

Did you know?

SCCU Business Advisors also run webinars throughout the year! Some of the topics include launching a business, attracting clientele, hiring employees, and better business bookkeeping. Learn more about each of them in our Business Resource Center on our website. Be sure to keep an eye out on our Small Business homepage and your email when it’s time to register for one. (Psst, we also give out free stuff and run sweepstakes too.) Better yet, non-members are welcome too!

Best Practices for Meeting with a Business Advisor

If this is your first time meeting with a business advisor, here are some key tips to better prepare you for a more successful outcome:

1. Be ready to discuss your goals and challenges

2. Bring any questions you may have 

3. Come with an open mind 

That’s it! Remember, a business advisor only wants to help your business grow, so be prepared to receive constructive feedback. You’re welcome to meet with an advisor just once or multiple times to solve ongoing issues and go over more financial information. 

Small Business Services | About Space Coast Credit Union

If you’d like to become a member of SCCU, you can become one if you live or work in any of these 34 counties and make a $5 deposit to a Share Savings account. As a member-owned cooperative and not-for-profit financial institution, we prioritize our members’ interests. We work to return surplus income to our members in the form of higher dividends, better rates on loans, and low fees. Plus, we strongly value helping our neighbors in the community and our hometown heroes

Did you know that we offer Free Business Checking? No more paying unnecessary monthly fees and no minimum balance requirement, so that money you save can go right back into your business! (Psst, you can also add a joint business account holder to your account.) Plus, you’ll have Online & Mobile Banking, digital wallet services, and access to 20,000 fee-free ATMs nationwide. 

We also offer a Business Visa® Platinum credit card with no annual fee and great low rates. Additionally, we offer business savings accounts and business loans for commercial real estate & construction and commercial vehicle & business equipment with checklists to help you get started. Any of our business advisors will be happy to help you every step of the way. 


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How to Make Your Loan Payment
April 1, 2021 By Space Coast Credit Union
SCCU’s loan payment process is designed to be as quick and convenient as possible, saving you two of the things you care about most – time and money.
Five Tips to Building Your Dream Home
April 1, 2021 By Space Coast Credit Union
Here are 5 tips to building your dream home, from creating a prioritized list of wants and needs to choosing the best lender for your home construction loan.
Financial Peace: Pay Your Dues & Your Debts + Restore Hope in 5 Simple Steps
February 3, 2021 By Space Coast Credit Union
Discover how to obtain financial peace in 5 simple steps. Learn how to pay off your debts the right way and educate yourself on how to live financially free.
The Definitive Guide to Achieving Financial Freedom
January 29, 2021 By Space Coast Credit Union
This guide offers steps that you can put into practice immediately as you work towards financial freedom.
6 Things to Consider when Starting a New Business
August 26, 2020 By SCCU's Business Services
At SCCU, our Business Advisors meet with small business owners daily, as a free service offered to our business members. We’ve found that these six steps help business owners think through some of the important considerations when starting a new business- allay their fear of the unknown and growing their confidence.
7 Steps to Hire Employees while Reducing Risk
August 26, 2020 By SCCU's Business Services
These practices will not only reduce your risks and stress but save you time and money in the future. Here are seven steps to hiring, while reducing your business’s risk.
Branch Out with SCCU's Digital Banking
August 3, 2020 By Greg DeRoy
SCCU has several convenient services that can help you save time and keep you up-to-date on your accounts while on the go and from the comfort of home.
5 Tips for Buying a House During the Pandemic
June 30, 2020 By Space Coast Credit Union
Although you should move forward carefully in the homebuying journey, you do not have to put your dream home on hold.
SCCU’s Five-Minute Guide to Buying a Boat
March 12, 2020 By Gary Prager
Summer is here and there’s no better time to enjoy Florida’s great outdoors.
A Message from the President
January 29, 2020 By Timothy M. Antonition
As we enter a new year, I want to say thank you to our loyal membership and wish you all a prosperous year ahead.
Learn More About Our New Online Banking
August 14, 2019 By Space Coast Credit Union
Space Coast Credit Union is proud to announce an updated online and mobile banking experience with additional features is now available! Our new website, online banking, and mobile app feature a modernized layout, improved navigation, and upgraded design to improve your SCCU banking experience.
A Message From the President
January 3, 2019 By Timothy M. Antonition
As we start another year, I wanted to share with you my insights on what we accomplished as a team in 2018.
Protect Yourself from Identity Theft This Holiday Season
December 17, 2018 By Space Coast Credit Union
Here’s what you need to know to stay safe from identity theft this holiday season. 
Protect Yourself From the Grandparents Scam
September 7, 2018 By Space Coast Credit Union
While elder abuse often is targeted in the form of financial mistreatment, there are many other forms to be aware of.
How to Protect Your Smartphone
August 2, 2018 By Space Coast Credit Union
In this day and age, our smartphones play an integral part in our daily lives.
Beware of Overpayment Scams
May 2, 2018 By Space Coast Credit Union
Overpayment scams pose a threat to online shoppers and those who frequently do business online.
How to Manage and Protect Your Passwords
May 2, 2018 By Space Coast Credit Union
Consumers are more aware than ever about the risk of data breaches, but weak passwords are still prevalent. World Password Day, celebrated the first Thursday in May, was established to promote good password habits.
Roaming Mantis Malware Making Attacks on Android Devices
May 2, 2018 By Nicole Williams
Never install applications outside of the Google Play store.
The 5 Most Common Phishing Attacks
May 2, 2018 By Space Coast Credit Union
Phishing attacks rank among the most complex out there. 
How to Prevent Wire Fraud
April 5, 2018 By Space Coast Credit Union
Wire frauds are similar to mail frauds except that they occur strictly through communications transmitted by wire.
Mobile Deposit Fraud Issues
April 5, 2018 By Kim Lynn
SCCU’s  Loss Prevention department works hard to reduce membership losses and protect  members from fraud.
Stay Alert for Imposters
April 5, 2018 By Space Coast Credit Union
Usernames and passwords are among the most sought after pieces of information impersonators look for.
Mortgage Rates are Rising, is it Better to Buy or Wait?
April 5, 2018 By Gary Prager
If you’ve been on the fence, now might be the time to act.
SCCU’s Five-Minute Guide to Buying an RV
May 11, 2017 By Space Coast Credit Union
There’s a lot to know before you set foot on a lot. The more you research now, the better things will go.
4 Perfect Times to Consider a Personal Loan
February 16, 2017 By Space Coast Credit Union
Virtually everything costs money, and it’s often more than you’d expect it to be.
Leasing Vs. Buying a Car
February 8, 2017 By Space Coast Credit Union
The decision to lease or buy a car is a personal one. Don't let the dealer make it for you.
Common Mistakes During Open Enrollment
November 3, 2016 By Space Coast Credit Union
Be sure to watch out for these three common pitfalls when enrolling in workplace benefits.
7 Things to Do Before Your Next Road Trip
July 1, 2016 By Tim Alexander
One of life's greatest pleasures can be a summer road trip to your favorite vacation destination.
How Interest Rates Affect Your Mortgage
May 13, 2016 By Space Coast Credit Union
The interest rate on your mortgage can affect your monthly payment by thousands of dollars each month.
How to Protect Your Online Banking Account
April 30, 2015 By Nicole Williams
Life in today's connected world inevitably comes with plenty of passwords to remember.
The SCCU HomeAdvantage
March 1, 2015 By Gary Prager
Space Coast Credit Union aims to be the one-stop-shop for members purchasing a home.
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