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Types of Home Loans at SCCU for Homebuyers

The process of financing a home can be challenging, even for buyers who have purchased property in the past. Whether you're a first-time homebuyer, moving up, or downsizing, Space Coast Credit Union (SCCU) offers a variety of mortgage options for your home purchase. To help you navigate the process, we've put together this guide to mortgage loans, including the types of financing available, tips on choosing the best mortgage lender for you, and more!

The Advantages of Home Ownership

What comes to mind when you think of owning a home? Having the freedom to design, decorate, remodel, or renovate? These are some of the obvious benefits of being a homeowner, but the advantages go well beyond aesthetics.

If you're just starting to consider becoming a homeowner, here are just a few of the benefits:

  • Homeownership can help you build wealth. Historically, home values rise over the long term, so if you plan to retain ownership of your home for many years, you should see a significant return on your investment!
  • You also build home equity with every monthly mortgage payment. Every time you make a payment, part of it goes toward reducing the principal amount you owe on your mortgage. 
  • A good record of making your mortgage payments on time can improve your credit score. That can translate into other financial benefits, such as qualifying for the best rates on other types of loans.

Types of Home Loans

Mortgages are not one-size-fits-all. Several factors will influence the type of home financing that's right for you, such as how long you plan to stay in the home, your down payment amount, what specific type of property you're seeking, and more. Here are the most common types of home loans and who they’re right for: 

Conventional Home Loans

 Many people ask, “What is the most common type of home loan?” The traditional, fixed-rate mortgage is the answer. This loan may be right for you if you expect to remain in your home for at least five years and want to have the most predictable principal and interest payments you can get. At SCCU, our 30-year fixed-rate mortgage and 15-year fixed-rate mortgage are popular choices. These conventional mortgage loans also give you the option of making additional principal payments with no prepayment penalty, which can save you more money in the long run.

Construction-to-Permanent Loans

 When you're building a brand-new home, a construction loan is used to pay the home builder. With a construction loan in place, your lender makes payments to the builder in increments as each stage of construction work is completed. Upon completion of the home, your construction loan will be converted into a standard mortgage that you chose before construction began. 

Adjustable-Rate Mortgages

 An adjustable-rate mortgage—also referred to as an ARM or variable-rate mortgage—is a loan that has an interest rate that can go up or down. Typically, the loan starts with an interest rate that's lower than the interest rate on a similar fixed-rate mortgage for a specified time period. When that period of time expires, the interest rate may change, which will affect the amount of your monthly payment. Learn more about how they work here.

Condo Loans

If you’re looking to purchase a Florida condominium, lenders usually have special requirements of the condo property and association. These guidelines are addressed with a special condo loan. This loan may suit your financial needs best if you desire the carefree convenience of condo living or are considering a condo as a second or vacation home. 

Jumbo Home Loans

A jumbo home loan allows you to finance your once-in-a-lifetime home and enjoy the luxuries of Florida—whether it be waterfront living, tropical estates, or a bird’s eye view of the city. This loan may suit your financial needs best if you are looking for a higher loan amount with a competitive interest rate.

Home Loan Types with Little to No Money Down

These mortgage loans give homebuyers a more accessible avenue to homeownership:

FHA Loans

These loans are insured by the Federal Housing Administration (FHA), which does not lend money, but backs lenders should the borrower default on the mortgage. FHA home loans offer affordable down payments—as low as 3.5% for some borrowers—and are often good choices for homebuyers with less-than-perfect credit. Keep in mind that FHA loans have some detailed requirements and restrictions

VA Loans

 As part of the GI Bill of 1944, our nation's veterans, widowed military spouses, and active duty service members can apply for a VA home loan to purchase a home. At SCCU, our VA loans offer a range of benefits, including up to 100% financing66, no private mortgage insurance (PMI) requirement (with certain qualifications), and the same great interest rate regardless of credit score. 

Additional Home Loan Options to Save More Money

If you’d like to save more money on your down payment or closing costs, check out these options:

HERO Loans

 We offer exclusive home loan options and rates for heroes: educators, medical professionals, first responders, law enforcement, military personnel, and Department of Defense/government contractors. More about HERO Loans here.

No Closing Costs Option

 This option greatly reduces the amount of money you need at closing because it covers your third-party charges and waives lender origination fees. It’s available on several of our mortgages—an SCCU Team Member will be happy to provide more details. Learn more here.

No Down Payment Option

 If fronting 20% for a home isn’t exactly doable, this option is available with select home loan types and puts homeownership within reach—ideal for first-time homebuyers

Affordable Housing Program

If you’re a first-time or hero homebuyer, then you could be eligible for funds in housing assistance (certain conditions apply). 

What Mortgage Lenders Will Consider

A mortgage loan is a significant transaction on both sides of the table: It's likely the largest purchase most consumers will ever make, and lenders need to see the right financial indicators in order to extend a large amount of money to borrowers in the form of a mortgage loan. So, what do lenders look at when you start the application process? Here are the main factors:

  • Credit: When lenders see that you have a solid history of paying your bills on time, it's a positive sign that you’ll repay your new mortgage loan on time. They will also obtain your credit score and full credit history to ensure there are no red flags. Because different types of loans can have different credit score requirements—and credit scores often affect the interest rate for which you qualify—be sure to ask potential lenders how your credit score will factor into your mortgage loan options. 
  • Income: In addition to having a history of paying bills on time, having the means to make your mortgage payment is, of course, essential. Lenders will want to see that you currently have sufficient income from a reliable source and an expectation that you will maintain sufficient income in the future.
  • Assets and liabilities: Even with a steady income and great credit score, lenders will still want to evaluate your bigger financial picture, which includes the assets you have on hand and the debts you owe, such as car payments and credit card balances.
  • Debt-to-income ratio: This ratio is the total of all of your monthly payments on debts divided by your gross (not net) monthly income. Higher debt-to-income ratios can be an indicator that a borrower may have difficulty making monthly mortgage loan payments in the future, but each lender will have its own specific requirements to qualify for their mortgage products.

Pre-Approval vs. Pre-Qualification

While some may use these terms interchangeably, each lender may have its own definition of pre-approval and pre-qualification. In general, however, pre-qualification comes first, followed by pre-approval. Pre-approval usually requires you to provide more in-depth information about your finances, such as tax records and proof of income.

At SCCU, we’ll assist you in getting pre-qualified for a home loan, which will result in giving you documentation that demonstrates to sellers and agents that you have the credit needed for a successful real estate transaction. One advantage of this is that you may have an edge over other interested buyers since your pre-approval status can be an indicator that the transaction will go more quickly and smoothly with you.

We offer fast mortgage pre-qualification decisions, both online and over the phone. 

Fixed Rate Conventional Mortgage Interest Rates

Effective Date: June 17, 2024
Apply Now
Term Rate "As Low As" APR* "As Low As" Example Loan Amount Example Monthly Payment
10 Years - Purchase or Refi 6.250% 6.530% $200,000 $2,245.60
15 Years - Purchase 6.375% 6.574% $200,000 $1,728.50
15 Years - Refinance 6.500% 6.700% $200,000 $1,742.21
20 Years - Purchase or Refi 6.875% 7.037% $200,000 $1,535.63
30 Years - Purchase 6.875% 6.999% $200,000 $1,313.86
30 Years - Refinance 7.000% 7.125% $200,000 $1,330.60

HOME LOANS: Rates based on creditworthiness. Mortgage loans are originated by Space Coast Credit Union and are subject to credit approval, verification, and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. Taxes and insurance not included; your actual payment obligation will be higher.
 
These mortgage loan programs constitute first mortgage liens secured by the home and property. Your down payment is determined by the Loan-to-Value ratio. (90% LTV = 10% down payment). Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Member responsible for any funds needed for closing costs (unless member attached a No Closing Costs option to loan) and pre-paid escrow. 


The Mortgage Lending Process

SCCU makes the home loan process simple for our members, with mortgage experts to guide you from start to finish. The steps in the mortgage process include pre-qualification, which includes submitting an initial application. We'll take a look at your credit history and overall financial position. You'll come away with a good idea of how much house you can afford before you go shopping. Keep in mind, however, that pre-qualification is not the final loan decision.

Once you've found the home you want to buy, the complete mortgage application process kicks in. This is when you'll know just how much you'll be able to borrow. You'll need to provide detailed information that substantiates your income, bank account statements, tax returns and more.

When all of your application documents have been completed, your application file will be moved into processing. This is also when the home will be appraised to ensure its market value is in line with the amount of the loan. Your loan processor will collect more information to get your file ready for underwriting review and approval. Don't be alarmed if you get a request from our underwriters for additional information or clarifications—it's a normal part of the approval process.

With underwriting approval in hand, the next step is closing on your new home loan. Before the closing meeting is set, you'll be provided with a closing disclosure that specifies the final terms of your loan and all of your closing costs, so you'll know how much money you will need to bring to closing. At closing, SCCU will fund the loan to the seller in exchange for the title to the property.

SCCU will continue to service your mortgage for the life of the loan, from the time you close on it until it's paid in full. You'll have our support anytime you need it. And, if you ever need to refinance or want to buy another property, we're here to help. Get more details on the homebuying process in Florida here.

Mortgage and Real Estate Terms

Confused by all of the unfamiliar terms and acronyms in the world of home buying? You're not alone! Here are a few of the most common terms you're likely to encounter during the process of searching for and financing your home:

  • Amortization: This is the process of reducing the balance of or satisfying your mortgage debt with regular principal and interest payments over time. Your mortgage loan documents will include an amortization schedule, showing the amount of each payment that will go towards the principal and interest.
  • Closing costs: Certain costs and fees are associated with the process of obtaining a mortgage, many of them are payable at the closing table and some are paid prior to closing. Closing costs may include title search fees, appraisal fees, credit report costs, and more. You'll be provided with a full accounting of your closing costs, so there should be no surprises at your closing meeting. You can learn more about our No Closing Costs mortgages vs. other home loan options here.
  • Comps (or “Comparables”): One factor that goes into appraising the fair market value of your property is an assessment of other similar properties. Comps are homes within a close range of your desired property's location, features, amenities, and size that have recently sold.
  • Deed: This document legally transfers ownership of the home from the seller to you at closing. In the process leading up to closing, lenders will verify that the buyer legally owns the property via a title search.
  • Escrow: With an escrow, a third-party handles an account’s funds. In a real estate transaction, the buyer may deposit funds in escrow until certain qualifications are met. In many cases, your annual estimated homeowners insurance and property tax obligations will be in escrow too, and the lender will pay the insurance and taxes from your escrow account. Learn more about escrow here.
  • Loan-to-value: The loan-to-value (LTV) ratio is the ratio between the principal amount of the mortgage loan and the appraised value of the property. An ideal LTV ratio is 80% or less.
  • Origination fee: New mortgage loan applications may have an origination fee that covers the costs of putting a new loan in place. This fee is a percentage of the total amount of loan, usually in the range of one-half to one percent.
  • Points: Qualified buyers may opt to lower or buy down the loan's interest rate by paying discount or mortgage points at closing. One point is equal to one percentage point of the amount being borrowed.
  • Private mortgage insurance (PMI): Mortgage insurance protects lenders if borrowers default on their mortgage loans. PMI is often a requirement when the down payment is less than 20%, and may be removed when equity in the home reaches 20% of the home's appraisal value at the time it was purchased.

What to Look for in a Mortgage Lender

Here are some top tips when looking for a mortgage lender:

  • Shop around and talk with several lenders. The best mortgage rates are important, of course, but there are many more things to consider. Ask plenty of questions of each lender you're considering, such as whether they offer the specific type of loan you're looking for.
  • Take note of how initial conversations or meetings go with lenders. Are they helpful, friendly, and courteous? Do they respond to your calls promptly? Do they take the time to answer your questions in detail and explain the finer points of home financing? The mortgage lending process has many moving parts and frequent communication points, so you'll want to feel like you're in good hands with people you can trust.
  • Get loan estimates from each lender. These will include important details such as fees, the interest rate, a breakdown of your monthly payment, and more. Loan estimates are required by law to help you make clear comparisons between lenders.

More About Home Loans at Space Coast Credit Union

We offer a variety of resources to help you get the best home loan for your needs. All of our mortgages come with no intangible tax21, fast pre-qualification decisions, an interest rate guarantee18, and member service for the life of the loan. Be sure to check out our mortgage estimator tool and our mortgage calculators.

Visit our Home Buying Center for more information about home loans at SCCU and what you’ll need to get pre-qualified today!

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December 1, 2021 By Space Coast Credit Union
You may have lots of questions when it comes to getting a construction loan, and we’d like to help lessen your stress. With some knowledge under your belt, you’ll be well on your way to breaking ground.
Is it a Good Idea to Refinance Your Car Loan?
November 18, 2021 By Space Coast Credit Union
In many cases, people save more money in the long run after refinancing and end up with a better monthly auto loan payment. However, many other factors play a part in determining if it’s a good idea to refinance your car loan.
Holiday Shopping with Credit Cards Do’s and Don’ts
November 12, 2021 By Space Coast Credit Union
Here are our top do’s and don’ts to keep in mind while holiday shopping with credit cards. 
30-year Fixed-rate vs. 15-year Fixed-rate (+ How to Decide Between the Two)
November 4, 2021 By Space Coast Credit Union
Today in the ring: 30-year fixed-rate mortgage vs. 15-year fixed-rate mortgage. In this article, we’re going to cover the pros and cons of each mortgage term to help you make a more informed decision. And along the way, we’ll provide some helpful tips to keep in mind.
Tips for Applying for a Used Car Loan
October 26, 2021 By Space Coast Credit Union
Once you’ve decided to purchase a used car, here are seven steps you can take to streamline the process and help you get the best deal.
How to Protect Your Digital Home
October 19, 2021 By Space Coast Credit Union
It’s a haunting notion to think about the chilling consequences of identity theft, yet with the holidays around the corner, it’s important to protect your digital home. With the spikes in online shopping and email activity this time of year, scammers make more attempts to capture financial information. But with a dash of caution and a sprinkle of reviewing settings, you can fortify your defenses against cybersecurity threats.
HELOC Loan vs. Cash-Out Refinancing: Everything You Need to Know
October 12, 2021 By Space Coast Credit Union
Whether you’re looking to transform your home renovation dreams into reality, plant seeds for investments, or cover unforeseen expenses, you have a variety of options when it comes to how you can tap into your wellspring of home equity. But which option is best for you? In this article, we’ll explore the pros and cons of HELOC loans vs cash-out refinancing.
The Florida Financing Guide to New and Used Boat Loans
October 5, 2021 By Space Coast Credit Union
If you dream of enjoying the Florida waterways in a sailboat, powerboat, motorboat, cabin cruiser, or other boat type of choice, here’s what you should know about financing and the boat loan process. Fortunately, the purchase process is easier than you might think. We’ll take you through the entire process to help you find the best boat loan for you. 
What are Secured Credit Cards?
September 28, 2021 By Space Coast Credit Union
Maybe you’ve run into the following paradox: How do I get a credit card with less-than-perfect credit (or no credit) if I need a credit card to build my credit? You’re in luck because secured credit cards break this cycle!
7 Savvy Skills Teens Gain from a Student Checking Account
September 21, 2021 By Carmen Tapanes
While teens can watch hundreds of videos on the Internet about finances, experience is often the best teacher when it comes to managing money. But it can feel overwhelming for them to know where to start learning the fiscal ropes. Opening a checking account gives them a learner’s permit to handling financial matters with the peace of mind of having an adult as the co-owner. 
How to Choose the Best Free Checking Account
September 14, 2021 By Space Coast Credit Union
When searching for the right checking account, most people would prefer one that’s “free” — and rightly so. But it can be hard to know what exactly “free” means today when we know that fees and terms are often the name of the game. The reality is that financial institutions will define "free" in different ways.
How to Refinance a Car (+ When to Do It)
September 2, 2021 By Space Coast Credit Union
Refinancing a car involves replacing the current loan on your vehicle with a new loan that typically has more agreeable terms. This can take place with your current lender or with a different one. To help you navigate this process, we’re sharing the pros and cons of refinancing a vehicle, the steps involved in refinancing, and when it makes sense to do so.
The Ultimate Guide to FHA Loans
August 27, 2021 By Space Coast Credit Union
Home loans are the key to turning a house you love into a home that belongs to you. As you’re exploring your options, you may stumble across FHA loans and wonder what they entail and if one’s right for you. FHA loans have many different benefits and are targeted at helping both new home buyers achieve the dream of home ownership and those looking to refinance. 
Hummingbird Pantry Wins $5,000 in “Small Business. Big Love. Contest"
August 20, 2021 By SCCU's Business Services
Space Coast Credit Union (SCCU) is pleased to announce the winner of its “Small Business. Big Love. Contest" and the grand prize of $5,000. Hummingbird Pantry, a non-profit organization and SCCU member since 2017, won the contest with more than 11% of the votes cast.
Is it Better to Buy a New or Used Car?
August 20, 2021 By Jodie Kinley-Smith & Duane Daski
We’re in a strange economic time right now with many dealers having an extreme shortage of inventory due to a chip shortage. Chips, or semiconductors, play an essential role in managing vehicles’ safety devices, engine functions, and more. Because of the pandemic, U.S. automakers had to close factories to slow the spread of the virus and cancelled chip orders, expecting fewer people to buy. 
How Mortgage Refinancing Works (+The Best Time to Do It)
August 12, 2021 By Space Coast Credit Union
Refinancing your mortgage can help you save money with a lower interest rate and get you to the home ownership finish line faster than your current one. Or, it could be a good way for you to cash out on some of your home’s equity for other projects. To determine if it’s the right path for your goals, it’s best to understand how mortgage refinancing works more in depth.
What are Common Car Loan Terms?
August 5, 2021 By Space Coast Credit Union
Do you feel like your brain’s dissolving into Jell-O as you’re exploring car loan repayment periods? It can feel overwhelming as you’re weighing the pros and cons between short-term and long-term loans. Common car loan terms usually range between 24 and 84 months—but which one is right for you?
5 Top Tips to Getting the Best HELOC Rates
July 29, 2021 By Space Coast Credit Union
Whether you’re getting your feet wet or diving in the world of loans, a HELOC is often a prime choice for borrowers. And the crown molding on top? You can often get a lower interest rate with a HELOC than with other types of loans and credit cards! See our 5 top tips to getting the best HELOC rates...
Choosing the Best Credit Card to Fit Your Needs (+ Where to Get It)
July 23, 2021 By Space Coast Credit Union
Credit cards can be an excellent tool for building credit when you’re financing purchases both big and small. Most credit cards today deliver some form of benefit with membership—accumulating points, cash back, airline miles, or other deals, consumers have a wealth of choices.
How to Prevent Identity Theft While Traveling
July 15, 2021 By Space Coast Credit Union
Traveling involves a lot of planning to have a memorable time with loved ones. The last thing you want is a fraudster ruining your vacation. These tips will help you prevent identity theft before, during, and after your vacation.
How Does a Home Equity Line of Credit Work? A Guide to HELOC Loans
July 9, 2021 By Space Coast Credit Union
Most people have heard of a Home Equity Line of Credit (HELOC), but you may not be as familiar with how they work. In today’s deep dive, we’re going to explore all the ins and outs of this fantastic loan vehicle for homeowners to get the cash they need to do repairs, renovations, and more—all based on the equity they already have in their home.
FHA Loans: What to Know Before You Apply
July 7, 2021 By Space Coast Credit Union
It’s not always easy to save up for the large down payments that some types of mortgages require. The good news? There are other loan options that can help you reach your homeownership goals.
How to Make Your Loan Payment
April 1, 2021 By Space Coast Credit Union
SCCU’s loan payment process is designed to be as quick and convenient as possible, saving you two of the things you care about most – time and money.
Five Tips to Building Your Dream Home
April 1, 2021 By Space Coast Credit Union
Here are 5 tips to building your dream home, from creating a prioritized list of wants and needs to choosing the best lender for your home construction loan.
Financial Peace: Pay Your Dues & Your Debts + Restore Hope in 5 Simple Steps
February 3, 2021 By Space Coast Credit Union
Discover how to obtain financial peace in 5 simple steps. Learn how to pay off your debts the right way and educate yourself on how to live financially free.
The Definitive Guide to Achieving Financial Freedom
January 29, 2021 By Space Coast Credit Union
This guide offers steps that you can put into practice immediately as you work towards financial freedom.
6 Things to Consider when Starting a New Business
August 26, 2020 By SCCU's Business Services
At SCCU, our Business Advisors meet with small business owners daily, as a free service offered to our business members. We’ve found that these six steps help business owners think through some of the important considerations when starting a new business- allay their fear of the unknown and growing their confidence.
7 Steps to Hire Employees while Reducing Risk
August 26, 2020 By SCCU's Business Services
These practices will not only reduce your risks and stress but save you time and money in the future. Here are seven steps to hiring, while reducing your business’s risk.
Branch Out with SCCU's Digital Banking
August 3, 2020 By Greg DeRoy
SCCU has several convenient services that can help you save time and keep you up-to-date on your accounts while on the go and from the comfort of home.
5 Tips for Buying a House During the Pandemic
June 30, 2020 By Space Coast Credit Union
Although you should move forward carefully in the homebuying journey, you do not have to put your dream home on hold.
SCCU’s Five-Minute Guide to Buying a Boat
March 12, 2020 By Gary Prager
Summer is here and there’s no better time to enjoy Florida’s great outdoors.
A Message from the President
January 29, 2020 By Timothy M. Antonition
As we enter a new year, I want to say thank you to our loyal membership and wish you all a prosperous year ahead.
Learn More About Our New Online Banking
August 14, 2019 By Space Coast Credit Union
Space Coast Credit Union is proud to announce an updated online and mobile banking experience with additional features is now available! Our new website, online banking, and mobile app feature a modernized layout, improved navigation, and upgraded design to improve your SCCU banking experience.
A Message From the President
January 3, 2019 By Timothy M. Antonition
As we start another year, I wanted to share with you my insights on what we accomplished as a team in 2018.
Protect Yourself from Identity Theft This Holiday Season
December 17, 2018 By Space Coast Credit Union
Here’s what you need to know to stay safe from identity theft this holiday season. 
Protect Yourself From the Grandparents Scam
September 7, 2018 By Space Coast Credit Union
While elder abuse often is targeted in the form of financial mistreatment, there are many other forms to be aware of.
How to Protect Your Smartphone
August 2, 2018 By Space Coast Credit Union
In this day and age, our smartphones play an integral part in our daily lives.
Beware of Overpayment Scams
May 2, 2018 By Space Coast Credit Union
Overpayment scams pose a threat to online shoppers and those who frequently do business online.
How to Manage and Protect Your Passwords
May 2, 2018 By Space Coast Credit Union
Consumers are more aware than ever about the risk of data breaches, but weak passwords are still prevalent. World Password Day, celebrated the first Thursday in May, was established to promote good password habits.
Roaming Mantis Malware Making Attacks on Android Devices
May 2, 2018 By Nicole Williams
Never install applications outside of the Google Play store.
The 5 Most Common Phishing Attacks
May 2, 2018 By Space Coast Credit Union
Phishing attacks rank among the most complex out there. 
How to Prevent Wire Fraud
April 5, 2018 By Space Coast Credit Union
Wire frauds are similar to mail frauds except that they occur strictly through communications transmitted by wire.
Mobile Deposit Fraud Issues
April 5, 2018 By Kim Lynn
SCCU’s  Loss Prevention department works hard to reduce membership losses and protect  members from fraud.
Stay Alert for Imposters
April 5, 2018 By Space Coast Credit Union
Usernames and passwords are among the most sought after pieces of information impersonators look for.
Mortgage Rates are Rising, is it Better to Buy or Wait?
April 5, 2018 By Gary Prager
If you’ve been on the fence, now might be the time to act.
SCCU’s Five-Minute Guide to Buying an RV
May 11, 2017 By Space Coast Credit Union
There’s a lot to know before you set foot on a lot. The more you research now, the better things will go.
4 Perfect Times to Consider a Personal Loan
February 16, 2017 By Space Coast Credit Union
Virtually everything costs money, and it’s often more than you’d expect it to be.
Leasing Vs. Buying a Car
February 8, 2017 By Space Coast Credit Union
The decision to lease or buy a car is a personal one. Don't let the dealer make it for you.
Common Mistakes During Open Enrollment
November 3, 2016 By Space Coast Credit Union
Be sure to watch out for these three common pitfalls when enrolling in workplace benefits.
7 Things to Do Before Your Next Road Trip
July 1, 2016 By Tim Alexander
One of life's greatest pleasures can be a summer road trip to your favorite vacation destination.
How Interest Rates Affect Your Mortgage
May 13, 2016 By Space Coast Credit Union
The interest rate on your mortgage can affect your monthly payment by thousands of dollars each month.
How to Protect Your Online Banking Account
April 30, 2015 By Nicole Williams
Life in today's connected world inevitably comes with plenty of passwords to remember.
The SCCU HomeAdvantage
March 1, 2015 By Gary Prager
Space Coast Credit Union aims to be the one-stop-shop for members purchasing a home.
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