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How to Make Your Loan Payment

Making a payment to your SCCU loan is easy! You can pay online, through the mail, or in person, using whichever method below that works best for you.

  • Online or Mobile Banking: Using an SCCU or external bank account, you can make one-time or recurring payments. Log in to Online Banking and click "Pay My SCCU Loan" on the top of your dashboard.
    • Choose one of these options:
      • "Pay from SCCU Account"
      • "Pay from other bank account"

  • Mobile Wallet Loan Payments: Add your SCCU Auto or Home Loan to your Apple Wallet app or Google Pay app (GPay), and make one-time loan payments securely and conveniently through your mobile wallet.

  • SCCU Branch: Use your SCCU account, write a check, or provide a cash payment. You can also make a cash advance from a credit card or a non-SCCU debit card to make a loan payment. (Fee may apply.)
  • SCCU's Automated Phone System: Using your SCCU account or another institution, call your local number below and follow the prompts. You may also speak to one of our Team Members, and they can assist you.
    • When using the phone system, be sure to have your PIN available. You can get a Call-24 PIN by visiting your local SCCU branch.
Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
  • Mail: Send us a check with your account number at the address below.
Space Coast Credit Union
P.O. Box 419001
Melbourne, FL 32941-9001
  • Acceptable Forms of Payment Include:
    • Check (Personal, Business, On-Us, Teller Check, Money Order)
    • Debit Card
    • Cash and/or Transfer from SCCU Account

Please note the following when making an SCCU loan payment:

  • We do not use coupon books as a method for paying back a loan
  • Any additional amount over the initial monthly loan payment is applied automatically to the loan’s principal balance
  • There are no loan pre-payment penalties
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