All types of credit cards come with credit limits, of course, but even a single card may have varying credit limits for cardholders. This is because individual credit limits may be based on the cardholder's credit history, credit score, and other factors.
As you search for the best low rate credit cards, be sure to compare not only the APR, but also all of the features and terms of each card, such as:
- Offers on special introductory rates
- How long a special introductory rate remains in effect
- Rewards programs and how rewards are calculated
- Free services, such as credit scores, fraud alerts, and online account management
New Space Coast Credit Union Visa Low Rate cardholders may be eligible for a special introductory rate—as low as 0% APR for the first six months44
—so be sure to ask for details when you apply for your new card.