Online Banking 
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  • SCCU Online Banking is convenient, secure, and free!

Online Banking
Online Banking is rated 4.6 out of 5 by 15426.
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Rated 2 out of 5 by from Overdraft allowed at SCCU ATM I recently used the drive-up ATM at the SCCU in Palm Coast to withdraw $60 from my checking account. When I checked the receipt I noticed that it showed a balance of $0.00. Suspecting that an overdraft might have occurred I went into the Credit Union to check. Sure enough the ATM had allowed me to perform an overdraft, transferring money from my savings account to cover it, and charged me a penalty of $30. I do not believe that an ATM, especially one that is located at an SCCU site, should allow an overdraft to occur instead of simply notifying me that I have insufficient funds for the withdrawal that I am trying to make. The SCCU employee who I dealt with agreed with me and refunded the penalty fee. He also said that he would take it up with his manager as, once again, he felt that an automatic overdraft should not occur in this type of a situation. I asked him what I can do to avoid it happening in the future and he suggested checking my balance before performing any withdrawals. REALLY?!? So EVERY TIME that I want to withdraw money from my checking account I have to perform two transactions simply because the SCCU's software isn't written to notify me of insufficient funds when I try to withdraw more money than I have in my checking account.
Date published: 2018-02-21
Rated 2 out of 5 by from APP needs work still I use your Android app a lot. Couple things that should be considered and would make APP better, 1st, being able to log out by pressing the back key. It always has an error & says can't reach page. It as frustrating to have to go to the menu every time to log out. If I don't log out, it will log me out, but says webpage not available, connection timed out. It should just ask you to log in again, not error out. 2nd, the arrow at the top faces the wrong way in payment screen. When you need to go back, you can push the back button on phone, but the arrow at the top faces forward, not backwards. Not sure how some thing like that would be missed or there is a reason for it, that I am not cognizant of. Other screens has arrows facing the right way. 3rd, can't add my card using Samsung Pay. All my credit/debit cards, I can add them & use to pay for stuff. Maybe consider adding that later in future versions. 4th, future versions should also have fingerprint integration option with phones to log on, like banks & other APPS do.
Date published: 2018-02-20
Rated 2 out of 5 by from Behind in Online Transfer Capabilities We have multiple accounts with different providers and have a need to transfer between them from time to time. SCCU limits the amount of the transfer, which forces us to come in to a branch office to do the transfer. Other providers offer seamless on line and phone transfers by providing specific security features to mitigate fraud.
Date published: 2018-02-20
Rated 3 out of 5 by from Features This app is very good and precise but the only problem I have with it, is that the app feels very old and not updated.
Date published: 2018-02-20
Rated 5 out of 5 by from Nice to be able to use this method when at work. When I can't get to my checkbook because of working and other activities in my life, which particular service helps me keep up with my bills.
Date published: 2018-02-20
Rated 5 out of 5 by from Very convenient It makes things so much simpler for quick access and I'm able to do more because of the app. It eliminates so many branch visits.
Date published: 2018-02-20
Rated 5 out of 5 by from Easy I use online banking ALL the time. SCCU is easy to use and the best. We are long time customers, you cannot beat their service!!!
Date published: 2018-02-19
Rated 5 out of 5 by from Good customer service and support always thinking ahead and keeping me up to date on thing going on and new roll outs simple and easy payment process and online banking even though they have grown so much from what I see they are still keeping the same level of service
Date published: 2018-02-19
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  • 4.6/5
Read all 15445 reviews

Skip a trip to the branch and save time by using the convenient, secure, and free services available with Space Coast Credit Union Online Banking. Access and manage your bank accounts online 24 hours a day, seven days a week from wherever you are. Click the expandable boxes below for a full list of features and Sign Up Today!

  •  Features


    • Pay bills with Online Bill Payer
    • Monitor account balances and activity
    • Transfer money between accounts
    • Receive customized real-time alerts
    • Access your personal FICO® credit score at no cost
    • Personal budget management tool
    • Redeem your SCCU credit card cash back rewards
    • Order checks and stop check payments
    • Report lost or stolen Debit/Credit cards


  •  Alerts

    Customizable Online Banking alerts make it easy to stay up-to-date with your accounts. Receive a notification via email for various forms of account activity such as:

    • Account withdrawals
    • Debit or Credit card purchases
    • Direct Deposit received
    • Check clearings
    • Basic daily balance
    • Balance limits
  •  Transfers

    SCCU Online Banking and eServices make transferring funds between accounts fast and easy. Transfer to and from your own SCCU accounts, or even send money to people at other financial institutions.

    SCCU Transfer Service Details

    Regular Online Banking Transfers:

    Transfer between your SCCU accounts, and even schedule transfers in advance
    Pay your loans by transferring the payment from your checking or savings account to your mortgage, car loan, or any SCCU loan. You can also use SCCU Mobile to complete your transfers on the go.

    Cross Account Transfers:

    Transfer between your SCCU accounts and other members' accounts at SCCU
    Transfer money to another SCCU account number.

    External Account Transfers:

    Transfer between your SCCU accounts and your accounts at another financial institution
    Transfer funds easily and securely between your SCCU account and your accounts at other U.S. financial institutions with SCCU's External Account Transfers feature.

    Person-to-Person Transfers:

    Transfer between your SCCU accounts and other individual's by using email or SMS/text messages
    Send or receive money quickly and easily using only just an e-mail address or SMS text messages via mobile phone, no matter where people bank with SCCU's Person-to-Person service
  •  Online Statements

    Online statements, or e-Statements, are free, secure, and convenient. Switch to SCCU e-Statements today and begin enjoying benefits like:

    • Receive secure electronic monthly statements sooner than with a mailed statement.
    • View your current statement and 24 months of past account statements
    • Print and save statements to your computer
    • Online Statements are instantly available for any documentation needs such as a loan application, budgeting, and record keeping
    • Important notices can be mailed or emailed to you, alerting you of any suspicious activity or general fraud information

    To sign up for Online Statements and cancel your paper statements:

    1. Log on to Online Banking and select the “Personal Settings” tab
    2. In the “Personal Settings” section select "Statement Preference", then "Electronic Only".
    3. Submit your request.
    All accounts include free e-Statements, with optional paper statements available for the listed fee based on Member Rewards level. Visit our SCCU Fee Schedule for more information on optional paper statements.



FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



You are being directed to, a website not operated by SCCU. SCCU is not responsible for the content of the alternate website. SCCU does not represent either the third party or the member if the two parties enter into a transaction. Privacy and security policies may differ from those practiced by SCCU.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.