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U.S. Penny Discontinuation

Frequently Asked Questions

▸ What’s happening with the penny?
The U.S. Mint will stop producing pennies starting in early 2026. Your existing pennies will still be legal tender. You can continue to use them, save them, or deposit them as usual.
▸ Will the Credit Union and other banks still accept pennies?
Absolutely! Our branches will continue to accept pennies for deposits and transactions.
▸ Is the penny phase-out a decision made by credit unions or banks?
No, the U.S. federal government made this decision through the Department of the Treasury and the U.S. Mint. We’re simply following the federal directive.
▸ Will I still receive pennies when cashing checks?
Yes, while supplies last.
▸ Can I still request pennies?
Unfortunately, we’re unable to fill penny orders.
▸ Can I place a special order for pennies?
Sorry, but we can’t fulfill this order. Our cash supplier is no longer providing pennies due to the U.S. government’s decision to discontinue penny production. However, you’re welcome to deposit your pennies as usual.
▸ What do I do with pennies I have at home?
You can keep using your pennies as normal. If you have a large quantity, feel free to deposit them, loose or rolled, at your local branch.
▸ Can branches hold pennies for me?
Unfortunately, branches can’t reserve pennies for members.
Get in Touch

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Brevard: 321-752-2222 Broward: 954-704-5000 Miami-Dade: 305-882-5000 Other: 800-447-7228
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Membership Eligibility

Membership is open to relatives of current members and all who work or live in the counties listed below.

View Eligible Counties
Alachua
Brevard
Broward
Charlotte
Citrus
Clay
Collier
Duval
Flagler
Hernando
Hillsborough
Indian River
Lake
Lee
Manatee
Marion
Martin
Miami-Dade
Monroe
Nassau
Okeechobee
Orange
Osceola
Palm Beach
Pasco
Pinellas
Polk
Putnam
Sarasota
Seminole
St. Johns
St. Lucie
Sumter
Volusia
Becoming a member is simple, it just requires opening a Share Savings account with a $5 deposit. Apply Now →

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Service Hours

Member Service Center Mon–Fri: 8 a.m.–8 p.m.
Sat: 9 a.m.–5 p.m.
Express Sales Mon–Fri: 8 a.m.–7 p.m.
Sat: 9 a.m.–2 p.m.
Credit Solutions Mon–Fri: 8 a.m.–7 p.m.
Sat: 9 a.m.–3 p.m.

Mailing Addresses

Headquarters & Overnight Space Coast Credit Union
8045 N Wickham Road
Melbourne, FL 32940-7920
Standard Mail / Deposits Space Coast Credit Union
P.O. Box 419001
Melbourne, FL 32941-9001