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Visa Signature®

Earn points on every purchase!

Reward yourself on everyday purchases! For every dollar spent, you’ll earn 3 points for groceries & entertainment, 2 at restaurants, and 1 on every other purchase. Plus, the points you earn can be used to checkout at participating gas stations, and some of your favorite merchants.43

Apply for a NEW Visa Signature credit card and earn 25,000 bonus points!

Apply Now

Product Features

Limited-Time Offer! 

Earn 25,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.  

With Visa Signature you have access to great benefits such as Shipt, Sofar, Roadside Dispatch®, and more! See Visa Guide to Benefits.

Earn Points with Every Purchase!


Points

Groceries & Entertainment


Points

Restaurants


Point

All Other Purchases

Terms & Fees
APR* for Purchases

0.00% APR* for first 6 billing cycles, as low as 17.49% APR* thereafter. (Rates based on creditworthiness.)

APR* for Balance Transfers

0.00% APR* for first 6 billing cycles, then as low as 17.49% APR* thereafter. (Rates based on creditworthiness.)

APR* for Cash Advances

0.00% APR* for first 6 billing cycles, then as low as 17.49% APR* thereafter. (Rates based on creditworthiness.)

Annual Fee

$0

Cash Advance Fee

$0

Balance Transfer Fee

$0

International Transaction Fee

1% of the converted transaction amount

Other Fees

Late Payment Fee: up to $27

Minimum Finance Charge

$0.50

Frequently Asked Questions

You can quickly activate your card by calling 1-888-314-6005.

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With so many types of credit cards available today from a variety of credit card issuers, it's important to closely compare your credit card choices. Whether you're looking at silver, gold or platinum cards, or other types of cards designed for students or that help you establish credit, look for these features as you compare each card:

  • Credit score requirements
  • Annual fees
  • Income requirements
  • Limits on points you can earn
  • Perks and benefits such as travel insurance
  • Credit amount limits

At Space Coast Credit Union, we're here to help our members make the best choices for their financial goals. Get in touch if you have questions about any of SCCU's credit cards.

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As with any type of credit, including credit cards, your creditworthiness and other factors will determine your individual Signature credit card limits. In your search for the best Signature credit card that meets your individual needs, be sure to consider both the costs and the value of each card, as well as their credit limits, including:

  • Introductory interest rates and how long they remain in effect
  • Whether the card allows you to earn rewards
  • What types of rewards the card offers, such as cash back
  • How rewards are calculated
  • Whether the card includes discounts at certain places of business
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Our Visa Signature card delivers exceptional features and benefits that can help you save time and money. SCCU's Visa Signature benefits include:

  • For every dollar spent, you'll earn 3 points for groceries and entertainment, 2 at restaurants, and 1 on every other purchase43!
  • Points you can redeem on cash back, travel, gift cards, entertainment, and special offers
  • A Special Introductory Rates for the first 6 months45
  • Concierge service
  • Roadside assistance
  • Travel and emergency assistance
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • The Visa Zero Liability Policy14, which allows you to shop with peace of mind—you won't be held responsible for unauthorized charges made with your account or your account information
  • Free 2Way Text Fraud Alerts
  • Free® FICO Score

As a new SCCU Visa Signature card cardholder, you may also be eligible to take advantage of a special introductory rate that can help you save money—as low as 0% APR for the first 6 months.43

You'll also enjoy a great range of convenient features that we offer to all Space Coast Credit Union cardholders, such as:

  • Free Online Banking so you can manage your finances when it's most convenient for you.
  • Free Mobile Banking that lets you pay bills, make deposits, pay your SCCU loan, and more.
  • Card Controls to manage your card usage within the SCCU Mobile app and use features such as real-time alerts when your card is used and the ability to turn cards off and on temporarily.
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There's no annual fee on a Visa Signature® credit card from Space Coast Credit Union. You can save even more money with no balance transfer fees or fees for cash advances.

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We make banking with us as simple as possible, including easy application online for credit cards and other types of borrowing. Apply online anytime!

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For even more ways to save with Space Coast Credit Union, our Visa Signature card gives you easy access to discounts and special offers on travel, tickets to live events, dining, and more through Visa Offers and Perks. Looking for a great deal from your favorite retailers? Save on everything from jewelry and clothing to gift baskets and home improvement products.

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It's easy to earn rewards with your Space Coast Credit Union Visa Signature! Anytime you make a qualifying purchase, rewards points will be credited to your account. You can see your points total anytime with your Online Banking account. Learn more about the rewards program rules.

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The Visa Signature card is just one of the Visa credit cards Space Coast Credit Union offers to meet our members' needs. Other types of SCCU credit cards include:

  • Visa Platinum card: Cardholders enjoy a low fixed rate and cash back without any of the excessive default rates or hidden fees that other types of cards may include. The Platinum Visa card offers a special introductory rate for the first 6 months13, up to 2% cash back rewards33, and more.
  • Visa Low Rate card: For Space Coast Credit Union members who carry a revolving balance from month to month, we offer this low-interest credit card. It includes all of the most popular features of SCCU Visa cards, such as no annual fee, no balance transfer fee, no cash advance fee, and more.
  • Visa Secured card: This card is ideal for building your credit or rebuilding your credit score. Save money with a special introductory rate for new cardholders. The Savings-Secured Visa card uses the funds in your Space Coast Credit Union savings account as collateral for your credit limit.
  • Student Visa card: This special credit card option helps young adults start establishing credit with a low introductory rate for new cardholders. The Student Visa Credit Builder card is secured by a Space Coast Credit Union savings account on which the student is the primary account holder. This card requires an adult co-signer.
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Bonus Points: To qualify for (1) 25,000 bonus points, credited to the account within Online Banking, and redeemable through SCCU rewards platform rewards.sccu.com — a total of at least $3,000 net purchases (purchases made minus returns/credits) within the first 90 days from the account opening date. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Balance transfers and cash advances do not earn reward points or cash back. Visa Low Rate, Student Visa, Business Visa, Visa Secured, and all existing signature credit card accounts are not eligible for this promotion. Offer is subject to credit approval.

  1. Accounts opened April 1 - April 30, 2024 with qualifying purchases within 90 days of account opening will receive bonus points by August 15, 2024.
  2. Accounts opened May 1 - May 31, 2024 with qualifying purchases within 90 days of account opening will receive bonus points by September 15, 2024. 
  3. Accounts opened June 1 - June 29, 2024 with qualifying purchases within 90 days of account opening will receive bonus points by October 15, 2024.

To explore complete Visa Signature benefits and offers, visit Visa Signature Benefits and Offers