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Hurricane Irma Updates



We realize that there may be challenges ahead as you evaluate Irma’s impact and you may have extenuating financial needs due to the storm's hardship. Help is available. We will evaluate each member’s unique circumstances to determine what financial assistance may be available, including loan extensions, recovery loans, and adjusting service charges.

  •  Loan Extension1

    If you have an SCCU loan and need an extension please send us a secure message through online banking, include the loan account number and specify the extension period - either 30, 60, or 90 days. Also, please verify in online banking that we have your current contact information including email address.

    • Consumer loan and credit card requests will be processed and a confirmation email sent to you within 5 business days
    • First mortgage loan requests will be reviewed and an SCCU representative will contact you within 5 business days.
  •  Special HELOC and Signature Loan Program - Valid Until 10/31/172

    Hurricane Irma Home Equity Loan3
    This fast-track solution up to $15,000 that enables you to use equity in your home if you need to repair damages that may have been caused by Hurricane Irma, or have a deductible associated with a large insurance claim. Call us for details.
     
    Hurricane Irma Signature Loan - 0% APR4 for up to 12 months5
    This is a fixed rate loan up to a maximum of $3,000 with no application fee or pre-payment penalty. It is designed to help you recover from unexpected expenses or repair damage to your home caused by Hurricane Irma. 
     
    Call our Express Sales team and apply today:
    Brevard: 321-752-2222, option 3
    Broward: 954-704-5000, option 3
    Miami-Dade: 305-882-5000, option 3
    All Other Areas: 800-447-7228, option 3


Please be advised, the following branches remain CLOSED:

•  East Hollywood

All of our other branches have resumed normal business hours.
Last update 9/22/2017 at 11:00 a.m.




1 FINANCE CHARGES will continue to accrue at the rate provided for in your original loan agreement. Deferring a payment will result in higher total FINANCE CHARGES than if payments are made as originally scheduled, and will extend the term of your loan resulting in extra payments after your loan would otherwise be paid off.   If you previously elected credit life and/or disability insurance, premiums must be paid during the extended term months for benefits to continue. If you have GAP insurance, the coverage will not extend beyond the original maturity date of the loans as disclosed in the Installment Sales Contract/Loan GAP Waiver Addendum Election Form.  Therefore, if you have a GAP claim, the coverage may be reduced by the deferred payment amount and you may owe a balance.  All requests are subject to approval. Certain restrictions may apply.
  
2Applications must be submitted by 5:00PM ET on or before October 31, 2017.
 
3All decisions to grant credit will be based on an evaluation of your credit history and available equity in your home. Your interest rate will be based on the available equity in your home, the amount and term of your loan, and credit score. No application fee.   Proof of home owner's insurance sufficient to cover all outstanding mortgages, including your SCCU equity loan will be required. Some restrictions may apply. 
 
4APR = Annual Percentage Rate rate effective as of 9/21/17, Rates are subject to change without notice.
 
5 Short term fixed rate loan. Loan term cannot exceed 12 months. Repayment will be set up for 12 equal monthly installments.  No application fee or pre-payment penalty. Offer based on your creditworthiness at the time of application. 



Other Important Notes

FEMA has set up a Federal Aid Program for the State of Florida.

SCCU’s more than 100 ATMs are available 24-hours a day for withdrawals. We are also waiving foreign ATM fees for use at non-SCCU ATMS. Please note out-of-network ATM providers may still assess an ATM fee of their own.


Online Banking, Mobile Banking and Call-24 Telephone Banking are accessible as usual.

Credit and debit cards are working without interruption.

All electronic direct deposits are posting as scheduled without interruption.

You can access shared branching at other credit unions. Click here to see a list of the branches that are open in Florida

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.